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21 Sauna Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 21 Sauna Rd, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details2,591 sqft · built 2019
Lot Size0.737 acres (32,104 sqft)
Owner2 Individual Names on Record
Last Sale$900,000 (May 2025)
Tax Bill$18,852 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN48-02001-0000-00013

Property Details

APN / Parcel Number

Primary APN48-02001-0000-00013
Alternative APN
  • 480200100013

Interior

Stories1 Story
Building Area2,591 sqft Living Area
1st Floor Area2,591 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeFrame
Lot Area32,104 sqft (0.737 acres)
Lot Dimensions223 ft deep x 144 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address21 SAUNA RD
CityRAMSEY
StateNJ
Zip07446-1713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description0.737AC
Legal SubdivisionBOROUGH/RAMSEY
Legal Block2001
Legal Lot Number13
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2007
Census Tract44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address21 SAUNA RD, RAMSEY, NJ 07446-1713
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 8, 2020Grant Deed, Transfer
OMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2025 · Amount on Record
Deed SaleMay 12, 2025 · Amount on Record
Prior SaleJan 8, 2020 · Amount on Record
Deed Document Number202533598
Deed Book / Page5502 / 852
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address21 SAUNA RD, RAMSEY, NJ 07446-1713
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 SAUNA RD, RAMSEY, NJ 07446-1713

Mortgage

Document Number0057340606
DateMar 2, 2026
Book Page5734/606
Instrument2026013035
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateJan 8, 2020
Property Address21 SAUNA RD, RAMSEY, NJ 07446-1713
Document Number0034540101
Book / Page003454 / 000101
Instrument DateNov 15, 2019
Instrument20001130
Transaction TypeTransfer
Record UpdatedFeb 12, 2020
Title CompanyOMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS

Transaction

AmountAmount Recorded
Tax$545.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 SAUNA RD RAMSEY NJ 074461713, RAMSEY, NJ 07446-1713

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$956,000 (+4.41%) Land $459,200 Building $496,800$956,000 (+4.41%) Land $459,200 Building $496,800
2025$18,852.00 (+6.82%)$915,600 (+46.4%) Land $419,200 Building $496,400$915,600 (+46.4%) Land $419,200 Building $496,400
2024$17,649.00 (+7.59%)
2023$625,400 Land $336,900 Building $288,500$625,400 Land $336,900 Building $288,500
2022$16,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2005–2011)
Most Recent ClaimSep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		980 / 880

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