Bergen County and Ramsey Borough property record for 56 Sauna Rd, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,624 sqft · built 1986 |
| Lot Size | 0.872 acres (37,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $735,000 (Feb 2005) |
| Tax Bill | $24,045 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02001-0000-00022 |
| Primary APN | 48-02001-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,624 sqft Living Area |
| 1st Floor Area | 3,624 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 37,984 sqft (0.872 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 56 SAUNA RD |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 0.872AC |
| Legal Subdivision | ARTHUR & LYYLI ROSELANDER |
| Legal Block | 2001 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 44100 |
56 Sauna Rd is owned and occupied by two individuals who bought it in February 2005.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 SAUNA RD, RAMSEY, NJ 07446-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2017 | Deed of Trust, Mortgage · Line of Credit O & R UTILITIES EFCU |
| Jul 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2005 · Amount on File |
| Deed Sale | Feb 14, 2005 · Amount on File |
| Deed Book / Page | 8780 / 906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 56 SAUNA RD, RAMSEY, NJ 07446-1713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026500996 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 02650/0996 |
| Instrument | 17-048662 |
| Name | O & R UTILITIES EFCU |
|---|---|
| Type | Non-Lending Institution |
| Address | MONROE, NY 10950 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 56 SAUNA RD, RAMSEY, NJ 07446-1713 |
| Document Number | 0037020475 |
| Instrument Date | Jul 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 56 SAUNA RD RAMSEY NJ 074461713, RAMSEY, NJ 07446-1713 |
| Document Number | 0037020475 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 003702/000475 |
| Instrument | 84168 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 10, 2030 |
The 2025 property tax bill for 56 Sauna Rd was $24,045, down 3.7% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,210,800 (+3.68%) Land $467,300 Building $743,500 | $1,210,800 (+3.68%) Land $467,300 Building $743,500 | |
| 2025 | $24,045.00 (-3.72%) | $1,167,800 Land $427,300 Building $740,500 | $1,167,800 Land $427,300 Building $740,500 |
| 2024 | $24,974.00 | ||
| 2023 | $885,000 Land $343,600 Building $541,400 | $885,000 Land $343,600 Building $541,400 | |
| 2022 | $23,213.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 56 Sauna Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2005–2011) |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 56 Sauna Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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