21 Salt Cay Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 21 Salt Cay Pl, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,211 sqft · built 2016
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Sep 2022)
Tax Bill	$6,810 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027442-0390`

Property Details

APN / Parcel Number

Primary APN	`027442-0390`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,211 sqft Living Area
Gross Area	4,102 sqft
1st Floor Area	3,211 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	281 sqft
Patio Area	888 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21 SALT CAY PL
City	SAINT AUGUSTINE
State	FL
Zip	32092-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75/43-56 WINDWARD RANCH PHASE ONE LOT 39 OR5634/937
Legal Range	28E
Legal Township	06S
Legal Section	36
Legal Subdivision	WINDWARD RANCH PHASE ONE
Legal Phase	1
Legal Block	1
Legal Lot Number	39
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County records · APN 027442-0390

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 SALT CAY PL, SAINT AUGUSTINE, FL 32092-1165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Aug 31, 2016 · Amount on Record
Deed Document Number	202288295
Deed Book / Page	5634 / 937
Record Updated	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 15, 2022
Property Address	21 SALT CAY PL, SAINT AUGUSTINE, FL 32092-1165
Document Number	0056340937
Book / Page	5634 / 937
Map Reference	MB 75 PG 43
Instrument Date	Sep 02, 2022
Instrument	2022088295
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 TUSCAN WAY # WAY202-42, 52, SAINT AUGUSTINE, FL 32092-1850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 BENNETT ST, EAST SYRACUSE, NY 13057-1803
Investor	Possibly a Property Investor

Mortgage

Document Number	0005634939
Date	Sep 15, 2022
Instrument	5634/939

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,391 (+0.91%) Land $100,000 Building $429,391	$529,391 (-0.39%) Land $100,000 Building $429,391
2025	$6,810.00 (+11.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$524,623 (+5.99%)	$531,458 (+7.37%) Land $100,000 Building $431,458
2024	$6,090.00 (+1.94%)
2023	$5,974.00 (+39.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$494,988 (+39.6%)	$494,988 (+3.76%) Land $90,720 Building $404,268
2022	$4,271.00 Homeowner's exemption	$354,579	$477,041 Land $84,000 Building $393,041

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Wildfire

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 282 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.