12 Salt Cay Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 12 Salt Cay Pl, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,654 sqft · built 2016
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$349,900 (Feb 2017)
Tax Bill$3,378 (2025)
Deeds & MortgagesApr 2020 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027442-0430

Property Details

APN / Parcel Number

Primary APN027442-0430

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area2,654 sqft Living Area
Gross Area3,510 sqft Gross Area
1st Floor Area2,654 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area626 sqft Garage
PorchFinished Screened Porch
Porch Area230 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address12 SALT CAY PL
CitySAINT AUGUSTINE
StateFL
Zip32092-1165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description75/43-56 WINDWARD RANCH PHASE ONE LOT 43 OR4327/826
Legal Range28E
Legal Township06S
Legal Section36
Legal SubdivisionWINDWARD RANCH PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number43
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County records · APN 027442-0430

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 SALT CAY PL, SAINT AUGUSTINE, FL 32092-1165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
JET HOMELOANS LLC
Feb 06, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 06, 2017 · Amount on Record
Deed SaleFeb 06, 2017 · Amount on Record
Deed Document Number20178768
Deed Book / Page4327 / 826
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address12 SALT CAY PL, SAINT AUGUSTINE, FL 32092-1165
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049241878
DateApr 17, 2020
Book Page4924/1878
Instrument2020030002
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2035

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 06, 2017
Property Address12 SALT CAY PL, SAINT AUGUSTINE, FL 32092-1165
Document Number0043270826
Book / Page4327 / 0826
Map ReferenceMB75 PG43
Instrument DateFeb 03, 2017
Instrument2017008768
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,449.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SALT CAY PL, SAINT AUGUSTINE, FL 32092-1165

Mortgage

Document Number2017008769
DateFeb 06, 2017
Instrument2017008769
Lender
NameUNIVERSAL AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$271,904 (+2.7%)$461,644 (+1.84%) Land $100,000 Building $361,644
2025$3,378.00 (+13.17%) Homeowner's exemption$264,756 (+2.9%)$453,291 (-3.88%) Land $100,000 Building $353,291
2024$2,985.00 (+2.05%) Homeowner's exemption$257,294 (+3%)$471,584 (+12%) Land $100,000 Building $371,584
2023$2,925.00 (+3.14%) Homeowner's exemption$249,800 (+3%)$421,072 (+3.94%) Land $90,720 Building $330,352
2022$2,836.00 Homeowner's exemption$242,524$405,099 Land $84,000 Building $321,099

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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