St. Johns County property record for 12 Salt Cay Pl, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,654 sqft · built 2016 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,900 (Feb 2017) |
| Tax Bill | $3,378 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027442-0430 |
| Primary APN | 027442-0430 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 2,654 sqft Living Area |
| Gross Area | 3,510 sqft Gross Area |
| 1st Floor Area | 2,654 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 626 sqft Garage |
| Porch | Finished Screened Porch |
| Porch Area | 230 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12 SALT CAY PL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75/43-56 WINDWARD RANCH PHASE ONE LOT 43 OR4327/826 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 36 |
| Legal Subdivision | WINDWARD RANCH PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 027442-0430
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 SALT CAY PL, SAINT AUGUSTINE, FL 32092-1165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JET HOMELOANS LLC |
| Feb 06, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2017 · Amount on Record |
| Deed Sale | Feb 06, 2017 · Amount on Record |
| Deed Document Number | 20178768 |
| Deed Book / Page | 4327 / 826 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 12 SALT CAY PL, SAINT AUGUSTINE, FL 32092-1165 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049241878 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 4924/1878 |
| Instrument | 2020030002 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 06, 2017 |
| Property Address | 12 SALT CAY PL, SAINT AUGUSTINE, FL 32092-1165 |
| Document Number | 0043270826 |
| Book / Page | 4327 / 0826 |
| Map Reference | MB75 PG43 |
| Instrument Date | Feb 03, 2017 |
| Instrument | 2017008768 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,449.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 12 SALT CAY PL, SAINT AUGUSTINE, FL 32092-1165 |
| Document Number | 2017008769 |
|---|---|
| Date | Feb 06, 2017 |
| Instrument | 2017008769 |
| Name | UNIVERSAL AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,904 (+2.7%) | $461,644 (+1.84%) Land $100,000 Building $361,644 | |
| 2025 | $3,378.00 (+13.17%) Homeowner's exemption | $264,756 (+2.9%) | $453,291 (-3.88%) Land $100,000 Building $353,291 |
| 2024 | $2,985.00 (+2.05%) Homeowner's exemption | $257,294 (+3%) | $471,584 (+12%) Land $100,000 Building $371,584 |
| 2023 | $2,925.00 (+3.14%) Homeowner's exemption | $249,800 (+3%) | $421,072 (+3.94%) Land $90,720 Building $330,352 |
| 2022 | $2,836.00 Homeowner's exemption | $242,524 | $405,099 Land $84,000 Building $321,099 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,087 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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