Norfolk County and Dover Town property record for 21 Saddle Ridge Rd, Dover, MA 02030
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,879 sqft · built 1966 |
| Lot Size | 1.47 acres (64,390 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $19,769 (2026) |
| Deeds & Mortgages | Oct 2022 Refinance Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | DOVE M:0023 B:00083 L:0000 |
| Primary APN | DOVE M:0023 B:00083 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 4,879 sqft Living Area |
| Gross Area | 7,291 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 64,390 sqft (1.47 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 21 SADDLE RIDGE RD |
|---|---|
| City | DOVER |
| State | MA |
| Zip | 02030-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 83 |
| Jurisdiction | DOVER MA |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 405100 |
21 Saddle Ridge Rd is owned and occupied by two individuals who acquired it in September 2022.
Source: Norfolk County and Dover Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 SADDLE RIDGE RD, DOVER, MA 02030-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Sep 28, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2012 |
| Deed Sale | Nov 15, 2012 |
| Prior Sale | Sep 21, 2001 · Amount on File |
| Last Transfer Date | Sep 28, 2022 |
| Transfer Doc | 040837-561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER MA |
| Property Address | 21 SADDLE RIDGE RD, DOVER, MA 02030-1618 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040888-294 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 40888/294 |
| Instrument | 92373 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOVER MA |
| Recording Date | Sep 28, 2022 |
| Property Address | 21 SADDLE RIDGE RD, DOVER, MA 02030-1618 |
| Document Number | 040837-561 |
| Book / Page | 40837 / 561 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 84961 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 SADDLE RIDGE RD, DOVER, MA 02030-1618 |
The 2026 property tax bill for 21 Saddle Ridge Rd was $19,769, up 4.3% from the year before.
Source: Norfolk County and Dover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Dover Town |
| Elementary School District | Dover School District (PK - 05) |
| Secondary School District | Dover-Sherborn School District (06 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,769.00 (+4.26%) | $1,766,700 (+5%) Land $701,500 Building $1,065,200 | $1,940,831 (+15.05%) |
| 2025 | $18,962.00 (+6.89%) | $1,682,500 (+3.95%) Land $690,600 Building $991,900 | $1,687,010 (+0.34%) |
| 2024 | $17,740.00 (+2.11%) | $1,618,600 (+13.57%) Land $690,600 Building $928,000 | $1,681,215 |
| 2023 | $17,373.00 | $1,425,200 Land $612,000 Building $813,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Saddle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Saddle Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY (DOVER) private · serves 1,929 people · EPA ID MA3078006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Jun 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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