21 Saddle Ridge Rd, Dover, MA 02030 Property Records

Norfolk County and Dover Town property record for 21 Saddle Ridge Rd, Dover, MA 02030

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,879 sqft · built 1966
Lot Size1.47 acres (64,390 sqft)
Owner2 Individual Names on File
Tax Bill$19,769 (2026)
Deeds & MortgagesOct 2022 Refinance
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APNDOVE M:0023 B:00083 L:0000

Property Details

APN / Parcel Number

Primary APNDOVE M:0023 B:00083 L:0000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area4,879 sqft Living Area
Gross Area7,291 sqft
Basement Area1,568 sqft
Unfinished Basement784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area64,390 sqft (1.47 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address21 SADDLE RIDGE RD
CityDOVER
StateMA
Zip02030-1618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block83
JurisdictionDOVER MA
Township / Civil DivisionDOVER
Census Block Group1
Census Block1022
Census Tract405100

Owner

21 Saddle Ridge Rd is owned and occupied by two individuals who acquired it in September 2022.

Source: Norfolk County and Dover Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address21 SADDLE RIDGE RD, DOVER, MA 02030-1618
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Sep 28, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2012
Deed SaleNov 15, 2012
Prior SaleSep 21, 2001 · Amount on File
Last Transfer DateSep 28, 2022
Transfer Doc040837-561
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOVER MA
Property Address21 SADDLE RIDGE RD, DOVER, MA 02030-1618
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040888-294
DateOct 27, 2022
Book Page40888/294
Instrument92373
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2052

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDOVER MA
Recording DateSep 28, 2022
Property Address21 SADDLE RIDGE RD, DOVER, MA 02030-1618
Document Number040837-561
Book / Page40837 / 561
Instrument DateSep 28, 2022
Instrument84961
Transaction TypeTransfer
Record UpdatedOct 14, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address21 SADDLE RIDGE RD, DOVER, MA 02030-1618

Tax Assessment & Valuation

The 2026 property tax bill for 21 Saddle Ridge Rd was $19,769, up 4.3% from the year before.

Source: Norfolk County and Dover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionDover Town
Elementary School DistrictDover School District (PK - 05)
Secondary School DistrictDover-Sherborn School District (06 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,769.00 (+4.26%)$1,766,700 (+5%) Land $701,500 Building $1,065,200$1,940,831 (+15.05%)
2025$18,962.00 (+6.89%)$1,682,500 (+3.95%) Land $690,600 Building $991,900$1,687,010 (+0.34%)
2024$17,740.00 (+2.11%)$1,618,600 (+13.57%) Land $690,600 Building $928,000$1,681,215
2023$17,373.00$1,425,200 Land $612,000 Building $813,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Saddle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Saddle Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION WATER COMPANY (DOVER)
private · serves 1,929 people · EPA ID MA3078006
Water SourceGroundwater
Last State InspectionOct 2023
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Jun 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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