16 Saddle Ridge Rd, Dover, MA 02030 Property Records

Norfolk County and Dover Town property record for 16 Saddle Ridge Rd, Dover, MA 02030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,652 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$935,000 (Apr 2011)
Tax Bill	$18,248 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DOVE M:0023 B:00114 L:0000`

Property Details

APN / Parcel Number

Primary APN	`DOVE M:0023 B:00114 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,652 sqft Living Area
Gross Area	6,336 sqft
Basement Area	1,428 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	16 SADDLE RIDGE RD
City	DOVER
State	MA
Zip	02030-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	114
Jurisdiction	DOVER MA
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1024
Census Tract	405100

Owner

16 Saddle Ridge Rd is owned and occupied by two individuals who bought it in April 2011.

Source: Norfolk County and Dover Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 SADDLE RIDGE RD, DOVER, MA 02030-1620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2011 · Amount on File
Deed Sale	Apr 29, 2011 · Amount on File
Prior Sale	Oct 3, 2007
Deed Document Number	20114
Deed Book / Page	28770 / 246
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	16 SADDLE RIDGE RD, DOVER, MA 02030-1620
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040122-167
Date	Dec 2, 2021
Book Page	40122/167
Instrument	151378

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	16 SADDLE RIDGE RD, DOVER, MA 02030-1620
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39363-361
Date	May 6, 2021
Book Page	39363/361
Instrument	59712

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 16 Saddle Ridge Rd was $18,248, up 5.2% from the year before.

Source: Norfolk County and Dover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dover Town
Elementary School District	Dover School District (PK - 05)
Secondary School District	Dover-Sherborn School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,248.00 (+5.18%)	$1,630,700 (+5.93%) Land $675,200 Building $955,500	$1,511,753 (-4.08%)
2025	$17,349.00 (+6.88%)	$1,539,400 (+3.94%) Land $664,300 Building $875,100	$1,576,050 (+0.77%)
2024	$16,232.00 (+3.66%)	$1,481,000 (+15.29%) Land $664,300 Building $816,700	$1,563,985
2023	$15,659.00	$1,284,600 Land $588,100 Building $696,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Saddle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Saddle Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY (DOVER) private · serves 1,929 people · EPA ID MA3078006
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Saddle Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures