21 S Ryan St, Buffalo, NY 14210 Property Records

Erie County and Buffalo City property record for 21 S Ryan St, Buffalo, NY 14210

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,014 sqft · built 1920
Lot Size	0.089 acres (3,850 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jul 2023)
Tax Bill	$624 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 123.81-10-14`

Property Details

APN / Parcel Number

Primary APN	`140200 123.81-10-14`
Alternative APNs	`02001238100010014000` `11874500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	676 sqft
Upper Floors Area	338 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,850 sqft (0.089 acres)
Lot Dimensions	110 ft deep x 35 ft wide
Porch	Slab
Porch Area	211 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11874500
Street Address	21 S RYAN ST
City	BUFFALO
State	NY
Zip	14210-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	2OO. SW SENECA
Legal Subdivision	BUFALLO CREEK RESERVATION
Legal Block	10
Legal Lot Number	14.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4004
Census Tract	1000

Owner

21 S Ryan St is owned and occupied by an individual who bought it in July 2023.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 S RYAN ST, BUFFALO, NY 14210-2335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WEST SIDE NEIGHBORHOOD HOUSING SERVICES
Jul 25, 2023	Deed, Transfer · Conventional Mortgage EVANS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	Aug 24, 2018 · Amount on File
Deed Document Number	2023127505
Deed Book / Page	11419 / 8146
Prior Transfer Date	Nov 1, 2013
Prior Transfer Doc	0112565590
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	21 S RYAN ST, BUFFALO, NY 14210-2335
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 ROANOKE PKWY, BUFFALO, NY 14210-1809

Mortgage

Document Number	0140981023
Date	Jul 25, 2023
Book Page	14098/1023
Instrument	2023127507

Lender

Name	WEST SIDE NEIGHBORHOOD HOUSING SERVICES
Type	Non-Lending Institution
Address	BUFFALO, NY 14213

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Jul 25, 2023
Property Address	21 S RYAN ST, BUFFALO, NY 14210-2335
Document Number	0114198146
Book / Page	11419 / 8146
Instrument Date	Jul 11, 2023
Instrument	2023127505
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 S RYAN ST, BUFFALO, NY 14210-2335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 S RYAN ST, BUFFALO, NY 14210-2335

Mortgage

Document Number	0140981009
Date	Jul 25, 2023
Instrument	14098/1009

Lender

Name	EVANS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	0140981023
Date	Jul 25, 2023
Book Page	14098/1023
Instrument	2023127507

Lender

Name	WEST SIDE NEIGHBORHOOD HOUSING SERVICES
Type	Non-Lending Institution
Address	BUFFALO, NY 14213

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 21 S Ryan St was $624, down 65.3% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$624.00 (-65.28%)
2025	$1,797.00 (+9.57%)	$189,000 (+87.13%) Land $14,000 Building $175,000	$189,000 (+15.08%) Land $14,000 Building $175,000
2024	$1,640.00 (+212.98%)	$101,000 (-) Land $6,000 Building $95,000	$164,228 (+13.82%) Land $9,756 Building $154,472
2023	$524.00	$101,000 (-) Land $6,000 Building $95,000	$144,286 (+11.42%) Land $8,571 Building $135,715
2022		$101,000 Land $6,000 Building $95,000	$129,500 Land $7,693 Building $121,807
2019	$1,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 S Ryan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 S Ryan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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