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21 S Fair St, Warwick, RI 02888 Property Records

Warwick City property record for 21 S Fair St, Warwick, RI 02888

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 3,292 sqft · built 1905
Lot Size0.376 acres (16,363 sqft)
OwnerIndividual Name on Record
Last Sale$455,000 (Oct 2021)
Tax Bill$6,749 (2025)
Deeds & MortgagesAug 2023 Mortgage
Oct 2021 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN29204640000

Property Details

APN / Parcel Number

Primary APN29204640000
Alternative APNs
  • WARW M:292 B:0464 L:0000
  • 131584

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area3,292 sqft Living Area
Gross Area6,772 sqft
1st Floor Area1,692 sqft
AtticAttic
Attic Area1,600 sqft
Basement Area1,600 sqft
Unfinished Basement1,600 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleDuplex Single
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,363 sqft (0.376 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number131584
Street Address21 S FAIR ST
CityWARWICK
StateRI
Zip02888-1641
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeA7
Legal Block464
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1021
Census Tract21002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Pawtuxet Village Historic District
listed 1973 · 417 contributing resources · NRIS 73000050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warwick City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 S FAIR ST, WARWICK, RI 02888-1641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Oct 6, 2021Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
May 24, 2018Deed of Trust, Mortgage · FHA Mortgage
EMBRACE HM LOANS
May 21, 2018Grant Deed, Transfer
Aug 18, 2017Grant Deed, Transfer
Jan 27, 2017Warranty Deed, Transfer · FHA Mortgage
COASTWAY COMMERCIAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2021 · Amount on Record
Deed SaleOct 6, 2021 · Amount on Record
Prior SaleJan 27, 2017 · Amount on Record
Deed Book / Page9972 / 107
Transfer Doc0009032-47
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address21 S FAIR ST, WARWICK, RI 02888-1641
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010364-172
DateAug 4, 2023
Book Page10364/172
Instrument8090
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueSep 1, 2051

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateOct 6, 2021
Property Address21 S FAIR ST, WARWICK, RI 02888-1641
Document Number009972-107
Book / Page9972 / 107
Instrument DateOct 6, 2021
Instrument20217
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 S FAIR ST, WARWICK, RI 02888-1641

Mortgage

Document Number0000020218
DateOct 6, 2021
Instrument20218
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address21 S FAIR ST, WARWICK, RI 02888-1641
Document Number9060-133
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedJul 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 S FAIR ST WARWICK RI 028881641, WARWICK, RI 02888-1641

Mortgage

Document Number9060-133
DateMay 31, 2018
Book Page009060/000133
Instrument7223
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2048

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWARWICK RI
Recording DateMay 21, 2018
Property Address21 S FAIR ST, WARWICK, RI 02888-1641
Document Number9054-174
Book / Page009054 / 000174
Instrument DateMay 18, 2018
Instrument6753
Transaction TypeTransfer
Record UpdatedJun 13, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 S FAIR ST WARWICK RI 028881641, WARWICK, RI 02888-1641

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWARWICK RI
Recording DateAug 18, 2017
Property Address21 S FAIR ST, WARWICK, RI 02888-1641
Document Number8881-125
Book / Page008881 / 000125
Instrument DateAug 9, 2017
Instrument12096
Transaction TypeTransfer
Record UpdatedSep 5, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 S FAIR ST WARWICK RI 028881641, WARWICK, RI 02888-1641

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJan 27, 2017
Property Address21 S FAIR ST, WARWICK, RI 02888-1641
Document Number008751-303
Book / Page8751 / 303
Instrument1265
Transaction TypeTransfer
Record UpdatedDec 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$47.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087510308
DateJan 27, 2017
Instrument08751/0308
Lender
NameCOASTWAY COMMERCIAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,749.00 (+9.31%)$531,400 (+22.13%) Land $125,600 Building $405,800
2023$6,174.00 (+22.99%)$435,100 (+62.35%) Land $109,100 Building $326,000
2022$5,020.00$268,000 Land $73,600 Building $194,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims9 (1978–2023)
Claims Outside the SFHA1 of 9
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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