45 S Fair St, Warwick, RI 02888 Property Records

Warwick City property record for 45 S Fair St, Warwick, RI 02888

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,698 sqft · built 1935
Lot Size0.2 acres (8,696 sqft)
OwnerIndividual Name on Record
Tax Bill$5,307 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Apr 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN29204570000

Property Details

APN / Parcel Number

Primary APN29204570000
Alternative APNs
  • WARW M:292 B:0457 L:0000
  • 113502200

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,698 sqft Living Area
Gross Area2,888 sqft
1st Floor Area984 sqft
Basement Area952 sqft
Unfinished Basement952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,696 sqft (0.2 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number113502200
Street Address45 S FAIR ST
CityWARWICK
StateRI
Zip02888-1641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block457
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1021
Census Tract21002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Pawtuxet Village Historic District
listed 1973 · 417 contributing resources · NRIS 73000050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warwick City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 S FAIR ST, WARWICK, RI 02888-1641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Line of Credit
PAWTUCKET CU
Apr 22, 2019Deed of Trust, Mortgage · Line of Credit
PAWTUCKET CU
Dec 14, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 23, 2018
Transfer Doc9185-135
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address45 S FAIR ST, WARWICK, RI 02888-1641
Transaction TypeMortgage
Record UpdatedApr 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9810-33
DateApr 14, 2021
Book Page9810/33
Instrument7736
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address45 S FAIR ST, WARWICK, RI 02888-1641
Document Number9263-254
Instrument DateApr 22, 2019
Transaction TypeMortgage
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 S FAIR ST WARWICK RI 028881641, WARWICK, RI 02888-1641

Mortgage

Document Number9263-254
DateMay 9, 2019
Book Page009263/000254
Instrument5885
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateDec 14, 2018
Property Address45 S FAIR ST, WARWICK, RI 02888-1641
Document Number9185-135
Book / Page009185 / 000135
Instrument DateNov 23, 2018
Instrument456
Transaction TypeTransfer
Record UpdatedJan 2, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 S FAIR ST WARWICK RI 028881641, WARWICK, RI 02888-1641

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,307.00 (+10.29%)$417,900 (+23.24%) Land $116,400 Building $301,500
2024$636,975
2023$4,812.00 (+3.68%)$339,100 (+36.84%) Land $101,200 Building $237,900
2022$4,641.00$247,800 Land $66,300 Building $181,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims9 (1978–2023)
Claims Outside the SFHA1 of 9
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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