21 Ruth Ct, Springfield, IL 62704 Property Records

Sangamon County property record for 21 Ruth Ct, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.153 acres (6,705 sqft)
Owner	Company Name on Record
Last Sale	$615,000 (Oct 2025)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-426-008`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-426-008`
Alternative APN	`22040426008 (CHECK DIGIT = 1)`

Exterior

Lot Area	6,705 sqft (0.153 acres)

Location & Zoning

Account Number	22040426008
Street Address	21 RUTH CT
City	SPRINGFIELD
State	IL
Zip	62704-4745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAS S WANLESS S 1ST ST CT PT E1/2 SE 4-15-5 L 86
Legal Subdivision	CHARLES S WANLESS SOUTH 1ST S
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2000
Census Tract	2200

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	60 YACHT CLUB RD, SPRINGFIELD, IL 62712-9525
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · Commercial Mortgage CARROLLTON BANK
Mar 10, 2025	Warranty Deed, Transfer · Commercial Mortgage BANK & TRUST CO
Sep 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK
Sep 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK
Sep 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK
Sep 1, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Mar 10, 2025 · Amount on Record
Deed Document Number	202517753
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 6, 2025
Property Address	21 RUTH CT, SPRINGFIELD, IL 62704-4745
Document Number	2025R17753
Map Reference	PB 13 PG 22
Instrument Date	Sep 26, 2025
Instrument	2025R17753
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$922.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 YACHT CLUB RD, SPRINGFIELD, IL 62712-9525
Investor	Possibly a Property Investor

Mortgage

Document Number	2025R17754
Date	Oct 6, 2025
Instrument	2025R17754

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 10, 2025
Property Address	21 RUTH CT, SPRINGFIELD, IL 62704-4745
Document Number	2025R03741
Map Reference	PB 13 PG 22
Instrument Date	Mar 6, 2025
Instrument	2025R03741
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3033 E CLEAR LAKE AVE, SPRINGFIELD, IL 62702-6012
Investor	Possibly a Property Investor

Mortgage

Document Number	2025R03742
Date	Mar 10, 2025
Instrument	2025R03742

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 10, 2028

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	21 RUTH CT, SPRINGFIELD, IL 62704-4745
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R20295
Date	Sep 27, 2018
Instrument	2018R20295

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	21 RUTH CT, SPRINGFIELD, IL 62704-4745
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R20295
Date	Sep 27, 2018
Instrument	2018R20295

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	21 RUTH CT, SPRINGFIELD, IL 62704-4745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R20295
Date	Sep 27, 2018
Instrument	2018R20295

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 1, 2017
Property Address	21 RUTH CT, SPRINGFIELD, IL 62704-4745
Document Number	2017R22532
Map Reference	PB13 PG22
Instrument Date	Aug 29, 2017
Instrument	2017R22532
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 NORTHFIELD DR, SPRINGFIELD, IL 62702-1400

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,950.00 (+3.34%)	$24,093 (+7.22%) Land $6,335 Building $17,758	$72,279 (+7.22%) Land $19,005 Building $53,274
2024	$1,887.00 (+8.2%)	$22,470 (+15.41%) Land $5,908 Building $16,562	$67,410 (+15.41%) Land $17,724 Building $49,686
2022	$1,744.00	$19,469 Land $5,119 Building $14,350	$58,407 Land $15,357 Building $43,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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