13 Ruth Ct, Springfield, IL 62704 Property Records

Sangamon County property record for 13 Ruth Ct, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.117 acres (5,127 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2025)
Tax Bill	$2,810 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-426-006`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-426-006`
Alternative APN	`22040426006 (CHECK DIGIT = 5)`

Exterior

Lot Area	5,127 sqft (0.117 acres)

Location & Zoning

Account Number	22040426006
Street Address	13 RUTH CT
City	SPRINGFIELD
State	IL
Zip	62704-4745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAS S WANLESS S 1ST ST CT PT E1/2 SE 4-15-5 L 88
Legal Subdivision	CHARLES S WANLESS SOUTH 1ST ST
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2000
Census Tract	2200

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 RUTH CT, SPRINGFIELD, IL 62704-4745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Aug 3, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HEARTLAND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Apr 17, 2024 · Amount on Record
Deed Document Number	20257653
Prior Transfer Date	Jul 27, 2017
Prior Transfer Doc	2017R19696
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 17, 2024
Property Address	13 RUTH CT, SPRINGFIELD, IL 62704-4745
Document Number	2024R05773
Map Reference	VL 13 PG 22
Instrument Date	Apr 11, 2024
Instrument	2024R05773
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 RUTH CT, SPRINGFIELD, IL 62704-4745

Mortgage

Document Number	2024R05774
Date	Apr 17, 2024
Instrument	2024R05774

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2039

Interest

Rate Type	Fixed Rate
Rate	6.38%

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	Aug 3, 2017
Property Address	13 RUTH CT, SPRINGFIELD, IL 62704-4745
Document Number	2017R19696
Map Reference	DOC 190010
Instrument Date	Jul 27, 2017
Instrument	2017R19696
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 RUTH CT, SPRINGFIELD, IL 62704-4745

Mortgage

Document Number	2017R19697
Date	Aug 3, 2017
Instrument	2017R19697

Lender

Name	HEARTLAND CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,810.00 (+38.42%) Homeowner's exemption	$40,708 (+34.93%) Land $5,723 Building $34,985	$122,124 (+34.93%) Land $17,169 Building $104,955
2024	$2,030.00 (+12.53%)	$30,169 (+15.41%) Land $5,338 Building $24,831	$90,507 (+15.41%) Land $16,014 Building $74,493
2022	$1,804.00 Homeowner's exemption	$26,140 Land $4,625 Building $21,515	$78,420 Land $13,875 Building $64,545

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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