21 Rustic Ln, Cumberland, RI 02864 Property Records

Cumberland Town property record for 21 Rustic Ln, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,612 sqft · built 2003
Lot Size	1.99 acres (86,684 sqft)
Owner	2 Trust Names on File
Last Sale	$165,000 (Jan 2003)
Tax Bill	$9,665 (2025)
Deeds & Mortgages	Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`8645-36`

Property Details

APN / Parcel Number

Primary APN	`8645-36`
Alternative APN	`CUMB M:049 B:0142 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,612 sqft Living Area
Gross Area	6,034 sqft
1st Floor Area	1,742 sqft
Attic	Attic
Attic Area	274 sqft
Basement Area	1,742 sqft
Unfinished Basement	1,742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	86,684 sqft (1.99 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	8645-36
Street Address	21 RUSTIC LN
City	CUMBERLAND
State	RI
Zip	02864-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	142
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1054
Census Tract	11402

Owner

Source: Cumberland Town records · APN 8645-36

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	21 RUSTIC LN, CUMBERLAND, RI 02864-1141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 17, 2003 · Amount on Record
Deed Sale	Jan 17, 2003 · Amount on Record
Deed Book / Page	1078 / 25
Record Updated	Sep 20, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Mar 15, 2017
Property Address	21 RUSTIC LN, CUMBERLAND, RI 02864-1141
Document Number	1737-317
Book / Page	001737 / 000317
Instrument Date	Mar 13, 2017
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21 RUSTIC LN CUMBERLAND RI 028641141, CUMBERLAND, RI 02864-1141

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,665.00 (+5.59%)	$787,700 (-) Land $224,300 Building $563,400
2023	$9,153.00 (+2.35%)	$787,700 (+32.03%) Land $224,300 Building $563,400
2022	$8,943.00	$596,600 Land $161,500 Building $435,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Based on FCC filings for 28 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.