Cumberland Town property record for 1 Rustic Ln, Cumberland, RI 02864 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,626 sqft Living Area |
| Lot Size | 80,150 sqft (1.84 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100,000 (2005) |
| Tax Bill | $9,304.00 (2025) |
| Primary APN | 8735-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 5,671 sqft Gross Area |
| 1st Floor | 1,385 sqft 1st Floor |
| Basement Area | 1,241 sqft Basement |
| Unfinished Basement | 1,241 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 80,150 sqft (1.84 acres) |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 8735-13 |
|---|---|
| Street Address | 1 RUSTIC LN |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1141 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 7 |
| Jurisdiction | CUMBERLAND RI |
| Minor Civil Division | CUMBERLAND |
| Census Blockgroup | 1 |
| Census Block | 1054 |
| Census Tract | 11402 |
Source: Cumberland Town records · APN 8735-13
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1 RUSTIC LN, CUMBERLAND, RI 02864-1141 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Living Trust |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION |
| Mar 27, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance WESTERLY COMMUNITY CU |
| Dec 29, 2020 | Deed of Trust, Mortgage · Balloon Payment NAVIGANT CREDIT UNION |
| Jun 27, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2005 · Amount on Record |
| Deed Sale | Oct 03, 2005 · Amount on Record |
| Deed Book / Page | 1295 / 148 |
| Last Transfer Date | Jan 13, 2025 |
| Transfer Doc | 001995-159 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | May 14, 2026 |
| Property Address | 1 RUSTIC LN, CUMBERLAND, RI 02864-1141 |
| Document Number | 02029-0788 |
| Book / Page | 2029 / 788 |
| Instrument Date | May 05, 2026 |
| Instrument | 2026154924 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000154924, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 2029/788 |
| Instrument | 2026154924 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 1 RUSTIC LN, CUMBERLAND, RI 02864-1141 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001974-747 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 1974/747 |
| Instrument | 143232 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 1 RUSTIC LN, CUMBERLAND, RI 02864-1141 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1870-264 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 1870/264 |
| Instrument | 120300 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jun 27, 2017 |
| Property Address | 1 RUSTIC LN, CUMBERLAND, RI 02864-1141 |
| Document Number | 1746-16 |
| Book / Page | 001746 / 000016 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1 RUSTIC LN CUMBERLAND RI 028641141, CUMBERLAND, RI 02864-1141 |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,304.00 (+5.6%) | $758,300 (-) Land $223,600 Building $534,700 |
| 2023 | $8,811.00 (+3.21%) | $758,300 (+33.15%) Land $223,600 Building $534,700 |
| 2022 | $8,537.00 | $569,500 Land $161,000 Building $408,500 |
1 Rustic Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · County delivery 44007C updated June 22, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 62nd in Rhode Island |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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