Middlesex County and Pepperell Town property record for 21 River Rd, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,755 sqft · built 1880 |
| Lot Size | 2.22 acres (96,991 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,400 (Mar 2014) |
| Tax Bill | $7,423 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Sep 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | PEPP M:0024 B:0001 L:00000 |
| Primary APN | PEPP M:0024 B:0001 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,755 sqft Living Area |
| Gross Area | 3,364 sqft |
| Basement Area | 441 sqft |
| Unfinished Basement | 441 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 96,991 sqft (2.22 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 21 RIVER RD |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TNR |
| Legal Block | 1 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 327103 |
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 RIVER RD, PEPPERELL, MA 01463-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Sep 8, 2020 | Quit Claim Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2014 · Amount on Record |
| Deed Sale | Mar 17, 2014 · Amount on Record |
| Deed Book / Page | 63377 / 94 |
| Last Transfer Date | Aug 28, 2020 |
| Transfer Doc | 75560-400 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 21 RIVER RD, PEPPERELL, MA 01463-1621 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0078210-53 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 78210/53 |
| Instrument | 155244 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Aug 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Sep 8, 2020 |
| Property Address | 21 RIVER RD, PEPPERELL, MA 01463-1621 |
| Document Number | 75560-400 |
| Book / Page | 75560 / 400 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 156583 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 RIVER RD, PEPPERELL, MA 01463-1621 |
| Document Number | 75560-404 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 75560/404 |
| Instrument | 156584 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Oct 1, 2046 |
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,423.00 (+5.29%) | $507,400 (+3.28%) Land $198,100 Building $309,300 | $498,465 (+5.32%) |
| 2024 | $7,050.00 (+4.66%) | $491,300 (+10.43%) Land $182,000 Building $309,300 | $473,290 |
| 2023 | $6,736.00 | $444,900 Land $154,000 Building $290,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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