Middlesex County and Pepperell Town property record for 20 River Rd, Pepperell, MA 01463 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,809 sqft · built 1920 |
| Lot Size | 0.943 acres (41,095 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Mar 1996) |
| Tax Bill | $5,634 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0024 B:0004 L:00000 |
| Primary APN | PEPP M:0024 B:0004 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,809 sqft Living Area |
| Gross Area | 3,341 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,095 sqft (0.943 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 RIVER RD |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 327103 |
Source: Middlesex County and Pepperell Town records · APN PEPP M:0024 B:0004 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 RIVER RD, PEPPERELL, MA 01463-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IC FCU |
| Nov 24, 2017 | Deed of Trust, Mortgage · Line of Credit IC CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 1996 · Amount on Record |
| Deed Sale | Mar 01, 1996 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 20 RIVER RD, PEPPERELL, MA 01463-1645 |
| Document Number | 0001844004 |
| Instrument Date | Jun 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 RIVER RD PEPPERELL MA 014631645, PEPPERELL, MA 01463-1645 |
| Document Number | 0001844004 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 1844004 |
| Name | IC FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 09, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 20 RIVER RD, PEPPERELL, MA 01463-1645 |
| Document Number | 0000076299 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000076299 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 76299 |
| Name | IC CU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 28, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Pepperell Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,634.00 (+11.83%) | $385,100 (+9.68%) Land $167,400 Building $217,700 | $508,250 (+6.11%) |
| 2024 | $5,038.00 (+5.57%) | $351,100 (+11.39%) Land $153,700 Building $197,400 | $478,990 |
| 2023 | $4,772.00 | $315,200 Land $129,800 Building $185,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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