21 Ridgeview Rd S, Stuart, FL 34996 Property Records

Martin County property record for 21 Ridgeview Rd S, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,530 sqft · built 1969
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Sep 2019)
Tax Bill	$7,162 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-38-41-006-005-0011.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`01-38-41-006-005-0011.0-2-0000`
Alternative APNs	`01-38-41-006-005-00110-2` `138410060050011020000` `17679`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	2,326 sqft
1st Floor Area	1,530 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1989
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17679
Street Address	21 RIDGEVIEW RD S
City	STUART
State	FL
Zip	34996-6450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOMEWOOD (PB 3 PG 35) LOT 11 BLK E
Legal Range	41E
Legal Township	38S
Legal Section	1
Legal Subdivision	HOMEWOOD
Legal Block	E
Legal Lot Number	11
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1029
Census Tract	502

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 RIDGEVIEW RD S, STUART, FL 34996-6450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 6, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	20192773562
Deed Book / Page	3081 / 564
Prior Transfer Date	Jan 20, 1999
Prior Transfer Doc	1365000762
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	21 RIDGEVIEW RD S, STUART, FL 34996-6450
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 RIDGEVIEW RD S, STUART, FL 34996-6450

Mortgage

Document Number	0032542112
Date	Sep 8, 2021
Book Page	3254/2112
Instrument	2912730

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	21 RIDGEVIEW RD S, SEWALLS POINT, FL 34996-6450
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030491282
Date	Mar 29, 2019
Book Page	3049/1282
Instrument	2746367

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 6, 2019
Property Address	21 RIDGEVIEW RD S, SEWALLS POINT, FL 34996-6450
Document Number	0030810564
Book / Page	3081 / 0564
Map Reference	MB 3 PG 35
Instrument Date	Aug 28, 2019
Instrument	2773562
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 HILLCREST DR, 15, STUART, FL 34996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 RIDGEVIEW RD S, STUART, FL 34996-6450

Mortgage

Document Number	0003081565
Date	Sep 6, 2019
Instrument	3081/565

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,162.00 (-0.46%) Additional exemption filed	$475,804 (+5.99%)	$702,380 (+11.8%) Land $440,000 Building $262,380
2024	$7,195.00 (+2.14%)
2023	$7,044.00 (+2.25%) Additional exemption filed	$448,928 (+3%)	$628,260 (+13.95%) Land $350,000 Building $278,260
2022	$6,889.00 Homeowner's exemption	$435,853	$551,330 Land $320,000 Building $231,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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