12 Ridgeview Rd S, Stuart, FL 34996 Property Records

Martin County property record for 12 Ridgeview Rd S, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,924 sqft · built 1975
Lot Size	0.344 acres (15,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,500 (Mar 2018)
Tax Bill	$6,224 (2024)
Deeds & Mortgages	Oct 2019 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17667`

Property Details

APN / Parcel Number

Primary APN	`17667`
Alternative APNs	`01-38-41-006-004-00040-0` `138410060040004000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,924 sqft Living Area
1st Floor Area	1,614 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,028 sqft (0.344 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Pool Area	71 sqft
Porch	Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17667
Old Parcel Number	138410060040004000000
Street Address	12 RIDGEVIEW RD S
City	STUART
State	FL
Zip	34996-6417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD LOT 4 BLK D OR 354/743
Legal Range	41E
Legal Township	38S
Legal Section	01
Legal Subdivision	HOMEWOOD
Legal Block	D
Legal Lot Number	4
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1039
Census Tract	502

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	12 RIDGEVIEW RD S, STUART, FL 34996-6417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2018 · Amount on Record
Deed Sale	Mar 5, 2018 · Amount on Record
Prior Sale	Oct 11, 2013 · Amount on Record
Deed Document Number	2681740
Deed Book / Page	02681 / 2748
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	12 RIDGEVIEW RD S, SEWALLS POINT, FL 34996-6417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030881863
Date	Oct 15, 2019
Book Page	3088/1863
Instrument	2779835

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	12 RIDGEVIEW RD S, SEWALLS POINT, FL 34996-6417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RIDGE VIEW ROAD SOUTHJ, STUART, FL 34996

Mortgage

Document Number	0031860312
Date	Dec 31, 2020
Book Page	3186/312
Instrument	2859036

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$409,044 (+5.99%)	$787,650 (+7.36%) Land $440,000 Building $347,650
2024	$6,224.00 (+2.18%)
2023	$6,091.00 (+3.38%) Additional exemption filed	$385,939 (+3%)	$733,670 (+16.04%) Land $350,000 Building $383,670
2022	$5,892.00 Homeowner's exemption	$374,699	$632,240 Land $320,000 Building $312,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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