Essex County and Marblehead Town property record for 21 Ridge Rd, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,478 sqft · built 1954 |
| Lot Size | 0.255 acres (11,099 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $665,000 (Jan 2017) |
| Tax Bill | $9,600 (2026) |
| Deeds & Mortgages | May 2026 Transfer Dec 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0101 B:0026 L:0 |
| Primary APN | MARB M:0101 B:0026 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,478 sqft Living Area |
| Gross Area | 4,076 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 317 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,099 sqft (0.255 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 21 RIDGE RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 26 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 21 RIDGE RD, MARBLEHEAD, MA 01945-2246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 26, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Dec 27, 2021 | Deed of Trust, Mortgage · Line of Credit MARBLEHEAD SAVINGS BANK |
| Jan 23, 2025 | Deed of Trust, Mortgage · Line of Credit MARBLEHEAD SAVINGS BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Balloon Mortgage MARBLEHEAD SAVINGS BANK |
| Jan 6, 2017 | Quit Claim Deed, Transfer CITIZENS BK/RI |
| Jan 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2017 · Amount on Record |
| Deed Sale | Jan 6, 2017 · Amount on Record |
| Prior Sale | Jan 6, 2017 · Amount on Record |
| Deed Document Number | 2017458 |
| Deed Book / Page | 35597 / 428 |
| Transfer Doc | 35597-425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | May 26, 2026 |
| Property Address | 21 RIDGE RD, MARBLEHEAD, MA 01945-2246 |
| Document Number | 0043404-36 |
| Book / Page | 43404 / 36 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026490 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 RIDGE RD, MARBLEHEAD, MA 01945-2246 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 21 RIDGE RD, MARBLEHEAD, MA 01945-2246 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040608-516 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 40608/516 |
| Instrument | 20211227000580 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 21 RIDGE RD, MARBLEHEAD, MA 01945-2246 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0042542-27 |
|---|---|
| Date | Jan 23, 2025 |
| Book Page | 42542/27 |
| Instrument | 20250123000470 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 21 RIDGE RD, MARBLEHEAD, MA 01945-2246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38472-83 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 38472/83 |
| Instrument | 20200430005250 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jan 6, 2017 |
| Property Address | 21 RIDGE RD, MARBLEHEAD, MA 01945-2246 |
| Document Number | 35597-428 |
| Book / Page | 035597 / 000428 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 1701060458 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,032.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 RIDGE RD MARBLEHEAD MA 019452246, MARBLEHEAD, MA 01945-2246 |
| Document Number | 35597-430, |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 035597/000430 |
| Instrument | 1701060459 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 5, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jan 6, 2017 |
| Property Address | 21 RIDGE RD, MARBLEHEAD, MA 01945-2246 |
| Document Number | 35597-425 |
| Book / Page | 035597 / 000425 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 1701060456 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,006.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 30 PEARL ST MARBLEHEAD MA 019453418, MARBLEHEAD, MA 01945-3418 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,600.00 (-5.77%) | $1,121,500 (-0.37%) Land $654,500 Building $467,000 | $1,057,559 (+6.01%) |
| 2025 | $10,188.00 (-4.91%) | $1,125,700 (-5.86%) Land $695,400 Building $430,300 | $997,595 |
| 2024 | $10,714.00 (+26.48%) | $1,195,800 (+41.16%) Land $887,000 Building $308,800 | |
| 2023 | $8,471.00 | $847,100 Land $552,200 Building $294,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1991–2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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