19 Ridge Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 19 Ridge Rd, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,374 sqft · built 1954
Lot Size0.404 acres (17,598 sqft)
Owner2 Individual Names on Record
Last Sale$680,000 (Oct 2015)
Tax Bill$11,192 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Oct 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNMARB M:0101 B:0027 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0101 B:0027 L:0

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,374 sqft Living Area
Gross Area5,372 sqft
Basement Area673 sqft
Unfinished Basement168 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,598 sqft (0.404 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address19 RIDGE RD
CityMARBLEHEAD
StateMA
Zip01945-2246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionRIDGE ROAD LAND MARBLEHEAD CLF
Legal Block27
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group3
Census Block3005
Census Tract203200

Owner

Source: Essex County and Marblehead Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19 RIDGE RD, MARBLEHEAD, MA 01945-2246
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Oct 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Oct 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Apr 3, 2018Deed of Trust, Mortgage
TCF BANK
Jan 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
BLUE DOOR MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2015 · Amount on Record
Deed SaleOct 1, 2015 · Amount on Record
Prior SaleAug 23, 2010 · Amount on Record
Deed Book / Page34416 / 456
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address19 RIDGE RD, MARBLEHEAD, MA 01945-2246
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number042032-518
DateMar 22, 2024
Book Page42032/518
Instrument20240322000250
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 1, 2049
Interest
Rate TypeAdjustable Rate

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address19 RIDGE RD, MARBLEHEAD, MA 01945-2246
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number040370-118
DateOct 12, 2021
Book Page40370/118
Instrument20211012004660
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address19 RIDGE RD, MARBLEHEAD, MA 01945-2246
Transaction TypeMortgage
Record UpdatedOct 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number40370-118
DateOct 12, 2021
Book Page40370/118
Instrument20211012004660
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address19 RIDGE RD, MARBLEHEAD, MA 01945-2246
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36624-170
DateApr 3, 2018
Book Page36624/170
Instrument180403002400
Lender
NameTCF BANK
Agreement
AmountAmount Recorded

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address19 RIDGE RD, MARBLEHEAD, MA 01945-2246
Document Number36504-127
Book / Page036504 / 000127
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedFeb 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number36504-127
DateJan 31, 2018
Book Page036504/000127
Instrument1801311150
Lender
NameBLUE DOOR MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2048

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,192.00 (-8.72%)$1,236,700 (-9.62%) Land $811,400 Building $425,300$1,134,015
2024$12,261.00 (+35.65%)$1,368,400 (+51.39%) Land $1,133,700 Building $234,700
2023$9,039.00$903,900 Land $644,400 Building $259,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1991–2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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