21 Regency Rdg, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 21 Regency Rdg, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details7 bd · 6 ba · 12,952 sqft · built 2005
Lot Size2.27 acres (99,195 sqft)
Owner2 Individual Names on Record
Last Sale$1,000,000 (Aug 2003)
Tax Bill$61,373 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNANDO M:00099 B:00001 L:0000H

Property Details

APN / Parcel Number

Primary APNANDO M:00099 B:00001 L:0000H

Interior

Bedrooms7 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Total Rooms24 Rooms
Stories2 Stories
Building Area12,952 sqft Living Area
Gross Area19,407 sqft
Basement Area5,224 sqft
Unfinished Basement1,870 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialStucco
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area99,195 sqft (2.27 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address21 REGENCY RDG
CityANDOVER
StateMA
Zip01810-4882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRC
Legal SubdivisionLAND COURT PLAN 4162-7
Legal Block1
Legal Lot NumberH
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group2
Census Block2002
Census Tract254301

Owner

Source: Essex County and Andover Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 REGENCY RDG, ANDOVER, MA 01810-4882
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2003 · Amount on Record
Deed SaleAug 5, 2003 · Amount on Record
Deed Document Number200383725
Deed Book / Page113 / 169
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address21 REGENCY RDG, ANDOVER, MA 01810-4882
Document Number0000120807
Instrument DateOct 7, 2019
Transaction TypeMortgage
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 REGENCY RDG ANDOVER MA 018104882, ANDOVER, MA 01810-4882

Mortgage

Document Number0000120807
DateOct 11, 2019
Instrument120807
Lender
NameSANTANDER BK NA
TypeBank
Agreement
AmountAmount Recorded
Term180 Months
DueOct 10, 2034

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$61,373.00 (+2.24%)$4,913,800 (+5.44%) Land $1,544,400 Building $3,369,400$2,688,031
2024$60,026.00 (+2.26%)$4,660,400 (+8.45%) Land $1,536,000 Building $3,124,400
2023$58,700.00$4,297,200 Land $1,315,600 Building $2,981,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1987–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Regency Rdg

Nearby Streets

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