21 Ramsgate Dr, Saint Louis, MO 63132 Property Records

St. Louis County property record for 21 Ramsgate Dr, Saint Louis, MO 63132

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 5,563 sqft · built 2007
Lot Size0.73 acres (31,799 sqft)
OwnerIndividual Name on Record
Last Sale$1,596,000 (Jun 2026)
Tax Bill$18,325 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17L-11-0180

Property Details

APN / Parcel Number

Primary APN17L-11-0180

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures18 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area5,563 sqft Living Area
Gross Area6,253 sqft
1st Floor Area1,771 sqft
Basement Area700 sqft
Finished Basement700 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area31,799 sqft (0.73 acres)
Lot Depth154 ft Depth
View / LotCul-De-Sac
Garage TypeAttached
Garage Area690 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchOpen Concrete/Masonry Porch
Porch Area72 sqft
Deck Area363 sqft
Patio Area605 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address21 RAMSGATE DR
CitySAINT LOUIS
StateMO
Zip63132-4116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code42SR
Legal DescriptionRAMSGATE LOT 21
Legal SubdivisionRAMSGATE
Legal Lot Number21
JurisdictionST LOUIS MO
Township / Civil DivisionCREVE COEUR
Census Block Group4
Census Block4004
Census Tract215500

Owner

Source: St. Louis County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2026 · Amount on Record
Deed SaleJun 10, 2026 · Amount on Record
Deed Document Number2026602
Prior Transfer DateMay 18, 2009
Prior Transfer Doc0183821173
Record UpdatedSep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST LOUIS MO
Recording DateJun 10, 2026
Property Address21 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Document Number0000000602
Instrument DateJun 8, 2026
Instrument2026602
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 RAMSGATE DR, SAINT LOUIS, MO 63132-4116

Mortgage

Document Number0000000603,
DateJun 10, 2026
Instrument2026610603
Lender
NameFIRST STATE BANK/STATE CHARLES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityOlivette City
Unified School DistrictLadue School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,325.00 (+17.13%)$269,710 (+20.83%) Land $89,000 Building $180,710$1,419,500 (+20.83%) Land $468,400 Building $951,100
2024$15,645.00 (-1.13%)
2023$15,824.00 (-4.74%)$223,210 (-1.72%) Land $63,020 Building $160,190$1,174,800 (-1.72%) Land $331,700 Building $843,100
2022$16,611.00$227,110 Land $51,550 Building $175,560
2021$1,195,300 Land $271,300 Building $924,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1994–2022)
Claims Outside the SFHA4 of 6
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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