18 Ramsgate Dr, Saint Louis, MO 63132 Property Records

St. Louis County property record for 18 Ramsgate Dr, Saint Louis, MO 63132

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,820 sqft · built 2006
Lot Size	0.461 acres (20,090 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Sep 2013)
Tax Bill	$13,112 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17L-11-0146`

Property Details

APN / Parcel Number

Primary APN	`17L-11-0146`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,820 sqft Living Area
Gross Area	5,539 sqft
1st Floor Area	1,366 sqft
Basement Area	1,031 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,090 sqft (0.461 acres)
Lot Dimensions	89 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Patio Area	593 sqft
Balcony Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18 RAMSGATE DR
City	SAINT LOUIS
State	MO
Zip	63132-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	42SR
Legal Description	RAMSGATE LOT 18
Legal Subdivision	RAMSGATE
Legal Lot Number	18
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	4
Census Block	4005
Census Tract	215500

Owner

Source: St. Louis County records · APN 17L-11-0146

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2013 · Amount on Record
Deed Sale	Sep 04, 2013 · Amount on Record
Prior Sale	Dec 27, 2011 · Amount on Record
Deed Document Number	2013348
Deed Book / Page	20660 / 2238
Prior Transfer Date	Dec 16, 2011
Prior Transfer Doc	0197941258
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	18 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 RAMSGATE DR, SAINT LOUIS, MO 63132-4116

Mortgage

Document Number	0242801058
Date	Aug 24, 2020
Book Page	24280/1058
Instrument	2020082402146

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Jan 01, 2035

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Olivette City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,450 (+8.82%) Land $77,100 Building $126,350	$1,070,800 (+8.82%) Land $405,800 Building $665,000
2024	$13,112.00 (-1.13%)
2023	$13,262.00 (+8.19%)	$186,960 (+11.55%) Land $56,660 Building $130,300	$984,000 (+11.55%) Land $298,200 Building $685,800
2022	$12,258.00	$167,600 Land $46,340 Building $121,260
2021			$882,100 Land $243,900 Building $638,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1994–2022)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 264 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.