Dutchess County and Beacon City property record for 21 Ralph St, Beacon, NY 12508
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,629 sqft · built 1890 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $750,000 (Jun 2024) |
| Tax Bill | $13,126 (2025) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 130200-5955-83-801014-0000 |
| Primary APN | 130200-5955-83-801014-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,629 sqft Living Area |
| Gross Area | 1,743 sqft |
| 1st Floor Area | 837 sqft |
| 2nd Floor Area | 792 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 35 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 114 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30801014 |
|---|---|
| Street Address | 21 RALPH ST |
| City | BEACON |
| State | NY |
| Zip | 12508-1842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-3 |
| Legal Description | .08 AC 1695 0184 1226 0300 |
| Legal Block | 83 |
| Legal Lot Number | 801 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | BEACON |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 210101 |
21 Ralph St is owner-occupied and held in a trust since December 2024.
Source: Dutchess County and Beacon City records, as of May 12, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 21 RALPH ST, BEACON, NY 12508-1842 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2024 | Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 10, 2023 | Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on File |
| Deed Sale | Jun 28, 2024 · Amount on File |
| Prior Sale | Feb 10, 2023 · Amount on File |
| Last Transfer Date | Dec 27, 2024 |
| Transfer Doc | 0000001313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Jun 28, 2024 |
| Property Address | 21 RALPH ST, BEACON, NY 12508-1842 |
| Document Number | 0000051977 |
| Instrument Date | Jun 25, 2024 |
| Instrument | 2024-51977 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | WESTCORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 171 CLERMONT AVE APT 3A, 3A, BROOKLYN, NY 11205-3317 |
| Document Number | 0000051753 |
|---|---|
| Date | Jun 28, 2024 |
| Instrument | 51753 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Feb 10, 2023 |
| Property Address | 21 RALPH ST, BEACON, NY 12508-1842 |
| Document Number | 0000050537 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2023-50537 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 129 KINGSLAND AVE APT 3R, 3R, BROOKLYN, NY 11222-5562 |
| Investor | Possibly a Property Investor |
| Document Number | 0000050460 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 50460 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2043 |
The 2025 property tax bill for 21 Ralph St was $13,126.
Source: Dutchess County and Beacon City assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| Municipality | Beacon City |
| Unified School District | Beacon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,126.00 | $692,300 (+14.24%) Land $52,500 Building $639,800 | $692,300 (+14.24%) Land $52,500 Building $639,800 |
| 2024 | $606,000 (+34.67%) Land $50,000 Building $556,000 | $606,000 (+34.67%) Land $50,000 Building $556,000 | |
| 2023 | $450,000 (+541.03%) Land $50,000 Building $400,000 | $450,000 (+541.03%) Land $50,000 Building $400,000 | |
| 2022 | $70,200 Land $50,000 Building $20,200 | $70,200 Land $50,000 Building $20,200 | |
| 2020 | $5,305.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 21 Ralph St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2005–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Ralph St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACON CITY serves 14,370 people · EPA ID NY1302760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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