Dutchess County and Beacon City property record for 15 Ralph St, Beacon, NY 12508
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,788 sqft · built 1890 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,383 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 130200 5955-83 |
| Primary APN | 130200 5955-83 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,788 sqft Living Area |
| Gross Area | 1,907 sqft |
| 1st Floor Area | 894 sqft |
| 2nd Floor Area | 894 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Porch | Enclosed Porch |
| Porch Area | 229 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 130200 5955-83- |
|---|---|
| Street Address | 15 RALPH ST |
| City | BEACON |
| State | NY |
| Zip | 12508-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-3 |
| Legal Block | 83 |
| Legal Lot Number | 782 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | BEACON |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 210101 |
15 Ralph St, a single family home, is owned by an individual.
Source: Dutchess County and Beacon City records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 883 MAIN ST, FISHKILL, NY 12524-2254 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CAKE MORTGAGE CORP |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LENDINGHOME FNDG |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 15 RALPH ST, BEACON, NY 12508-1709 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | MAIN STREET TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000054273 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 54273 |
| Name | CAKE MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 15 RALPH ST, BEACON, NY 12508-1709 |
| Document Number | 0000054409 |
| Instrument Date | Dec 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 883 MAIN ST FISHKILL NY 125242254, FISHKILL, NY 12524-2254 |
| Document Number | 0000054409 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 54409 |
| Name | LENDINGHOME FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | FLINT, MI 48501-2026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 15 Ralph St was $7,383.
Source: Dutchess County and Beacon City assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| Municipality | Beacon City |
| Unified School District | Beacon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,383.00 | $379,400 Land $49,900 Building $329,500 | $379,400 Land $49,900 Building $329,500 |
| 2023 | $335,900 (+9.99%) Land $47,500 Building $288,400 | $335,900 (+9.99%) Land $47,500 Building $288,400 | |
| 2022 | $305,400 Land $47,500 Building $257,900 | $305,400 Land $47,500 Building $257,900 | |
| 2020 | $6,438.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Ralph St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2005–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Ralph St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACON CITY serves 14,370 people · EPA ID NY1302760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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