Strafford County and Dover City property record for 21 Prospect St, Dover, NH 03820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,718 sqft · built 1850 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Feb 2017) |
| Tax Bill | $10,356 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DOVR M:10006 B:L |
| Primary APN | DOVR M:10006 B:L |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,718 sqft Living Area |
| 1st Floor Area | 518 sqft |
| Attic | Attic |
| Attic Area | 320 sqft |
| Basement Area | 838 sqft |
| Unfinished Basement | 838 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 13,939 sqft (0.32 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Street Address | 21 PROSPECT ST |
|---|---|
| City | DOVER |
| State | NH |
| Zip | 03820-3304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Jurisdiction | DOVER CITY NH |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 81600 |
Source: Strafford County and Dover City records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 PROSPECT ST, DOVER, NH 03820-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 6, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Feb 14, 2017 | Warranty Deed, Transfer · VA Mortgage PACIFIC UNION FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2017 · Amount on Record |
| Deed Sale | Feb 14, 2017 · Amount on Record |
| Prior Sale | May 29, 2012 · Amount on Record |
| Deed Document Number | 20172071 |
| Deed Book / Page | 4456 / 288 |
| Transfer Doc | 4456-288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 21 PROSPECT ST, DOVER, NH 03820-3304 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004866-495 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 4866/495 |
| Instrument | 210002444 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Mar 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Recording Date | May 6, 2020 |
| Property Address | 21 PROSPECT ST, DOVER, NH 03820-3304 |
| Document Number | 0047580143 |
| Book / Page | 004758 / 000143 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 6656 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 PROSPECT ST DOVER NH 038203304, DOVER, NH 03820-3304 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 21 PROSPECT ST, DOVER, NH 03820-3304 |
| Document Number | 0047350981 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 21 PROSPECT ST DOVER NH 038203304, DOVER, NH 03820-3304 |
| Document Number | 0047350981 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 004735/000981 |
| Instrument | 2657 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Feb 20, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Recording Date | Feb 14, 2017 |
| Property Address | 21 PROSPECT ST, DOVER, NH 03820-3304 |
| Document Number | 0044560288 |
| Book / Page | 004456 / 000288 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 2071 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 MCDANIEL RD NOTTINGHAM NH 032905901, NOTTINGHAM, NH 03290-5901 |
| Document Number | 44560290 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 004456/000290 |
| Instrument | 2072 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2047 |
Source: Strafford County and Dover City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Strafford County |
| Municipality | Dover City |
| Unified School District | Dover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,356.00 (+8.32%) | $526,200 (-) Land $166,100 Building $360,100 | |
| 2024 | $9,561.00 (+9.81%) | $526,200 (+13.02%) Land $166,100 Building $360,100 | $522,310 |
| 2023 | $8,707.00 (-0.89%) | $465,600 (+5.15%) Land $149,400 Building $316,200 | |
| 2022 | $8,785.00 | $442,800 Land $157,800 Building $285,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1984–2007) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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