Strafford County and Dover City property record for 16 Prospect St, Dover, NH 03820
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 5 ba · 4,841 sqft · built 1880 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Jul 2018) |
| Tax Bill | $21,319 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DOVR M:32021 B:L |
| Primary APN | DOVR M:32021 B:L |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 13 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 4,841 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Attic | Attic |
| Attic Area | 1,374 sqft |
| Basement Area | 1,639 sqft |
| Unfinished Basement | 1,639 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Lot Area | 67,954 sqft (1.56 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 16 PROSPECT ST |
|---|---|
| City | DOVER |
| State | NH |
| Zip | 03820-3381 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R-12 |
| Jurisdiction | DOVER CITY NH |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 81600 |
16 Prospect St, a triplex, is owned and occupied by an individual who bought it in July 2018.
Source: Strafford County and Dover City records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 PROSPECT ST, DOVER, NH 03820-3381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEADERONE FIN'L |
| Jul 20, 2018 | Deed of Trust, Mortgage · Conventional with PMI PRIMARY RESID'L MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on File |
| Deed Sale | Jul 20, 2018 · Amount on File |
| Deed Document Number | 20189923 |
| Deed Book / Page | 4585 / 611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 16 PROSPECT ST, DOVER, NH 03820-3381 |
| Document Number | 0048420475 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 16 PROSPECT ST DOVER NH 038203381, DOVER, NH 03820-3381 |
| Document Number | 0048420475 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 004842/000475 |
| Instrument | 21737 |
| Name | LEADERONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 16 PROSPECT ST, DOVER, NH 03820-3381 |
| Document Number | 0045850613 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 16 PROSPECT ST DOVER NH 038203381, DOVER, NH 03820-3381 |
| Document Number | 0045850613 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 004585/000613 |
| Instrument | 9924 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2048 |
The 2025 property tax bill for 16 Prospect St was $21,319, up 28% from the year before.
Source: Strafford County and Dover City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Strafford County |
| Municipality | Dover City |
| Unified School District | Dover School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $21,319.00 (+27.98%) | $1,083,300 (+18.16%) Land $190,100 Building $893,200 |
| 2024 | $16,658.00 (+10.27%) | $916,800 (+13.49%) Land $190,100 Building $726,700 |
| 2023 | $15,106.00 (+20.2%) | $807,800 (+27.53%) Land $171,100 Building $636,700 |
| 2022 | $12,567.00 | $633,400 Land $180,100 Building $453,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16 Prospect St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1984–2007) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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