21 Prospect Dr, Sidney, NY 13838 Property Records

Delaware County and Sidney Town property record for 21 Prospect Dr, Sidney, NY 13838

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1951
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on Record
Last Sale$129,000 (Mar 2023)
Tax Bill$3,911 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN125001 115.16-3-27

Property Details

APN / Parcel Number

Primary APN125001 115.16-3-27
Alternative APNs
  • 50011150160003027000
  • 08201065021

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions226 ft deep x 100 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number08201065021
Street Address21 PROSPECT DR
CitySIDNEY
StateNY
Zip13838-1411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPHELPS DEV LOT 12
Legal Block3
Legal Lot Number27.000
JurisdictionDELAWARE NY
Township / Civil DivisionSIDNEY
Census Block Group1
Census Block1000
Census Tract970402

Owner

Source: Delaware County and Sidney Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address21 PROSPECT DR, SIDNEY, NY 13838-1411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
SIDNEY FEDERAL CREDIT UNION
Feb 6, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2023 · Amount on Record
Deed SaleMar 30, 2023 · Amount on Record
Prior SaleFeb 6, 2019 · Amount on Record
Deed Document Number20232047
Deed Book / Page1745 / 228
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE NY
Recording DateMar 30, 2023
Property Address21 PROSPECT DR, SIDNEY, NY 13838-1411
Document Number001745/228
Book / Page1745 / 228
Instrument DateMar 1, 2023
Instrument2047
Transaction TypeTransfer
Record UpdatedApr 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 HEMLOCK AVE, EAST NORTHPORT, NY 11731-4617

Mortgage

Document Number0000002048
DateMar 30, 2023
Instrument2048
Lender
NameSIDNEY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE NY
Recording DateFeb 6, 2019
Property Address21 PROSPECT DR, SIDNEY, NY 13838-1411
Document Number0001584/56
Book / Page1584 / 56
Instrument DateJan 31, 2019
Instrument1019
Transaction TypeTransfer
Record UpdatedApr 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 COUNTY HIGHWAY 1 LOT 6, 6, SIDNEY, NY 13838-1713

Mortgage

Document Number002170/169
DateFeb 6, 2019
Book Page2170/169
Instrument1020
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDelaware County
County SubdivisionSidney Town
MunicipalitySidney Village
Unified School DistrictSidney Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,911.00 (+1.53%)
2025$3,852.00 (+91.07%)$68,250 (-) Land $15,200 Building $53,050$136,500 (+17.07%) Land $30,400 Building $106,100
2023$68,250 (-) Land $15,200 Building $53,050$116,600 (+9.79%) Land $25,968 Building $90,632
2022$68,250 Land $15,200 Building $53,050$106,200 Land $23,652 Building $82,548
2021$2,016.00 (-41.5%)
2020$3,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims6 (2005–2026)
Most Recent ClaimSep 2026
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIDNEY VILLAGE
serves 3,800 people · EPA ID NY1200270
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35

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