20 Prospect Dr, Sidney, NY 13838 Property Records

Delaware County and Sidney Town property record for 20 Prospect Dr, Sidney, NY 13838

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,128 sqft · built 1954
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$183,000 (Sep 2022)
Tax Bill	$4,865 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125001 115.16-6-6`

Property Details

APN / Parcel Number

Primary APN	`125001 115.16-6-6`
Alternative APNs	`50011150160006006000` `08201662021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	189 ft deep x 109 ft wide
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08201662021
Street Address	20 PROSPECT DR
City	SIDNEY
State	NY
Zip	13838-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MIRABITO HOMES LOT 2
Legal Block	6
Legal Lot Number	6.000
Jurisdiction	DELAWARE NY
Township / Civil Division	SIDNEY
Census Block Group	1
Census Block	1011
Census Tract	970402

Owner

Source: Delaware County and Sidney Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 PROSPECT DR, SIDNEY, NY 13838-1445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Aug 26, 2009 · Amount on Record
Deed Document Number	20227101
Deed Book / Page	1725 / 347
Prior Transfer Date	Jun 25, 2009
Prior Transfer Doc	0000001264/000000027
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Sep 20, 2022
Property Address	20 PROSPECT DR, SIDNEY, NY 13838-1445
Document Number	001725/347
Book / Page	1725 / 347
Instrument Date	Sep 16, 2022
Instrument	7101
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 410, MASONVILLE, NY 13804-0410

Mortgage

Document Number	0000007102
Date	Sep 20, 2022
Instrument	7102

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Sidney Town
Municipality	Sidney Village
Unified School District	Sidney Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,865.00 (+1.52%) Homeowner's exemption
2025	$4,792.00 (+91.07%)	$84,900 (-) Land $20,000 Building $64,900	$169,800 (+17.1%) Land $40,000 Building $129,800
2023		$84,900 (-) Land $20,000 Building $64,900	$145,000 (+9.77%) Land $34,158 Building $110,842
2022		$84,900 Land $20,000 Building $64,900	$132,100 Land $31,119 Building $100,981
2021	$2,508.00 (-34.28%)
2020	$3,816.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (2005–2026)
Most Recent Claim	Sep 2026
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY VILLAGE serves 3,800 people · EPA ID NY1200270
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35