Berrien County property record for 21 Pond Path, New Buffalo, MI 49117
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2 ba · 2,047 sqft · built 2003 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,183 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-7185-0021-00-8 |
| Primary APN | 62-7185-0021-00-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,047 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 318 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21 POND PATH |
|---|---|
| City | NEW BUFFALO |
| State | MI |
| Zip | 49117-2020 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PUD |
| Legal Description | UNIT 21 SUMMER SCHOOL COTTAGE SUMMER SCHOOL COTTAGES AND SCHOOLHOUSE LOFTS CONDOMINIUM LIBER 134 PAGE 1 |
| Legal Subdivision | SUMMER SCHOOL COTTAGE |
| Legal Unit | 21 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NEW BUFFALO |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 11302 |
21 Pond Path, a condominium, is owned by an individual who acquired it in June 2011.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4705 CROSS ST, DOWNERS GROVE, IL 60515-2428 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2018 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Feb 5, 2018 | Deed of Trust, Mortgage · ARM HORIZON BANK |
| Dec 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 22, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2006 |
| Deed Sale | Mar 8, 2006 |
| Prior Sale | Oct 15, 2003 · Amount on File |
| Deed Book / Page | 2692 / 2058 |
| Last Transfer Date | Jun 15, 2011 |
| Transfer Doc | 02960/2633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 21 POND PATH, NEW BUFFALO, MI 49117-2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03201/1686 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 3201/1686 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | NEW BUFFALO, MI 49117 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 21 POND PATH, NEW BUFFALO, MI 49117-2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03196/2675 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 3196/2675 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 21, 2020 |
| Property Address | 21 POND PATH, NEW BUFFALO, MI 49117-2020 |
| Document Number | 03305/2165 |
| Book / Page | 3305 / 2165 |
| Map Reference | LB 194 PG 1 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4705 CROSS SHEET, DOWNERS GROVE, IL 60515 |
| Document Number | 0033052167 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 3305/2167 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Feb 22, 2018 |
| Property Address | 21 POND PATH, NEW BUFFALO, MI 49117-2020 |
| Document Number | 03197/2913 |
| Book / Page | 3197 / 2913 |
| Map Reference | LB134 PG1 |
| Instrument Date | Feb 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 310, NEW BUFFALO, MI 49117-0310 |
The 2025 property tax bill for 21 Pond Path was $12,183, up 7.5% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | New Buffalo City |
| Unified School District | New Buffalo Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,000 (+1.75%) | $722,000 (+1.75%) | |
| 2025 | $12,183.00 (+7.51%) | $354,800 | $709,600 |
| 2024 | $11,332.00 | ||
| 2023 | $348,700 | $697,400 | |
| 2022 | $10,352.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Pond Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Pond Path is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW BUFFALO TOWNSHIP serves 2,845 people · EPA ID MI0004685 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures