21 Podunk Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 21 Podunk Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 1978
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$242,500 (May 2018)
Tax Bill	$7,405 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`520-01728-021`

Property Details

APN / Parcel Number

Primary APN	`520-01728-021`
Alternative APNs	`STUR M:520 B:000 L:1728-021` `M:520 B:000 L:1728=021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	3,648 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	520-01728-021
Street Address	21 PODUNK RD
City	STURBRIDGE
State	MA
Zip	01566-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	LAND STURBRIDGE
Legal Lot Number	1728-21
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1044
Census Tract	758103

Owner

21 Podunk Rd is owned and occupied by an individual who bought it in May 2018.

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 PODUNK RD, STURBRIDGE, MA 01566-1046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNION CREDIT UNION
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 1, 2025	Deed of Trust, Mortgage VALON MORTGAGE INC
May 23, 2018	Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2018 · Amount on File
Deed Sale	May 23, 2018 · Amount on File
Prior Sale	Feb 26, 2010 · Amount on File
Deed Document Number	201849466
Deed Book / Page	58838 / 361
Transfer Doc	058838-361
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Recording Date	Aug 10, 2026
Property Address	21 PODUNK RD, STURBRIDGE, MA 01566-1046
Document Number	0000068394
Book / Page	74003 / 380
Instrument Date	Aug 5, 2026
Instrument	202668394
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PODUNK RD, STURBRIDGE, MA 01566-1046

Mortgage

Document Number	0000068394,
Date	Aug 10, 2026
Book Page	74003/380
Instrument	202668394

Lender

Name	UNION CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	21 PODUNK RD, STURBRIDGE, MA 01566-1046
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069550-318
Date	Aug 23, 2023
Book Page	69550/318
Instrument	69414

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	21 PODUNK RD, STURBRIDGE, MA 01566-1046
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066813-381
Date	Dec 22, 2021
Book Page	66813/381
Instrument	179368

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	21 PODUNK RD, STURBRIDGE, MA 01566-1046
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072615-28
Date	Oct 1, 2025
Book Page	72615/28
Instrument	84412

Lender

Name	VALON MORTGAGE INC

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	May 23, 2018
Property Address	21 PODUNK RD, STURBRIDGE, MA 01566-1046
Document Number	58838-361
Book / Page	58838 / 361
Instrument	49466
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PODUNK RD, STURBRIDGE, MA 01566-1046

Mortgage

Document Number	588380365
Date	May 23, 2018
Instrument	58838/0365

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 21 Podunk Rd was $7,405, up 3.2% from the year before.

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,405.00 (+3.21%)	$474,700 (+5.4%) Land $88,100 Building $386,600	$487,136
2025	$7,175.00 (+11.17%)	$450,400 (+15.07%) Land $84,600 Building $365,800
2024	$6,454.00 (+31.98%)	$391,400 (+44.64%) Land $82,900 Building $308,500	$326,325
2023	$4,890.00	$270,600 Land $72,000 Building $198,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Podunk Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Podunk Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Podunk Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures