21 Pine St, Okanogan, WA 98840 Property Records

Okanogan County property record for 21 Pine St, Okanogan, WA 98840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 906 sqft · built 1912
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (Feb 2024)
Tax Bill	$1,749 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2022 Sale & Mortgage
APN	`1250020105`

Property Details

APN / Parcel Number

Primary APN	`1250020105`
Alternative APN	`838996`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	906 sqft Living Area
Gross Area	1,098 sqft
1st Floor Area	666 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2023
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	3,920 sqft (0.09 acres)
Porch	Covered Wood Porch
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Steam
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	21 PINE ST
City	OKANOGAN
State	WA
Zip	98840-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX 5 PT SW40FT LOT 2 BLK 2 NORTH ALMA OKANOGAN
Legal Range	26
Legal Township	33
Legal Section	16
Legal Subdivision	NORTH ALMA OKANOGAN
Legal Block	2
Legal Lot Number	2
Jurisdiction	OKANOGAN WA
Township / Civil Division	OKANOGAN
Census Block Group	3
Census Block	3003
Census Tract	970700

Owner

21 Pine St is owned by two individuals who bought it in February 2024.

Source: Okanogan County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1520A SUNSET DR, BREWSTER, WA 98812-9533
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage POTLATCH NO 1 FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2024 · Amount on File
Deed Sale	Feb 12, 2024 · Amount on File
Prior Sale	Apr 2, 2013 · Amount on File
Deed Document Number	20243276588
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Feb 12, 2024
Property Address	21 PINE ST, OKANOGAN, WA 98840-9690
Document Number	0003276588
Instrument Date	Feb 1, 2024
Instrument	3276588
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO O EASTERN WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,597.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 SUNSET DR # A, A, BREWSTER, WA 98812-9533

Mortgage

Document Number	0003276589
Date	Feb 12, 2024
Instrument	3276589

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Feb 22, 2022
Property Address	21 PINE ST, OKANOGAN, WA 98840-9690
Document Number	0003261933
Instrument Date	Feb 18, 2022
Instrument	3261933
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,976.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 REHMKE RD, TONASKET, WA 98855-9440
Investor	Possibly a Property Investor

Mortgage

Document Number	0003261934
Date	Feb 22, 2022
Instrument	3261934

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 21 Pine St was $1,749.

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Municipality	Okanogan City
Unified School District	Okanogan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,749.00	$188,100 Land $8,000 Building $180,100	$188,100 Land $8,000 Building $180,100
2023	$1,153.00	$108,600 (+17.66%) Land $8,000 Building $100,600	$108,600 (+17.66%) Land $8,000 Building $100,600
2022		$92,300 Land $8,000 Building $84,300	$92,300 Land $8,000 Building $84,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 21 Pine St; there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1983–2018)
Claims Outside the SFHA	1 of 8
Most Recent Claim	May 2018 · Flooding
Claims by Event	Flooding, May 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Pine St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 42% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OKANOGAN WATER DEPARTMENT serves 3,817 people · EPA ID WA5363200
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Swift-Stream Internet Fixed Wireless	40 / 6
Okanogan County PUD Fixed Wireless · Fiber in parts of the area	10 / 1

May also be available: Spectrum.

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