231 Pine St, Okanogan, WA 98840 Property Records

Okanogan County property record for 231 Pine St, Okanogan, WA 98840

Property Summary

Property Type	Bank, Financial Building
Details	3,368 sqft · built 1912
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Tax Bill	$2,125 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2022 Sale
APN	`1250070702`

Property Details

APN / Parcel Number

Primary APN	`1250070702`
Alternative APN	`839050`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	3,368 sqft Gross Area
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	50 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	839050
Street Address	231 PINE ST
City	OKANOGAN
State	WA
Zip	98840
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	TAX 2 LOT 7, TAX 3 LOT 8 BLK 7 NORTH ALMA OKAN
Legal Range	26
Legal Township	33
Legal Section	16
Legal Subdivision	NORTH ALMA OKAN
Legal Block	7
Legal Lot Number	7,8
Jurisdiction	OKANOGAN WA
Township / Civil Division	OKANOGAN
Census Block Group	2
Census Block	2039
Census Tract	970700

Owner

Source: Okanogan County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 211, OKANOGAN, WA 98840-0211
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit WHEATLAND BANK
Sep 27, 2022	Warranty Deed, Transfer BAINES TITLE AND ESCROW, BAINES TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	231 PINE ST, OKANOGAN, WA 98840
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003277279
Date	Mar 27, 2024
Instrument	3277279

Lender

Name	WHEATLAND BANK
Type	Bank
Address	188 PINE ST, OKANOGAN, WA 98840

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Sep 27, 2022
Property Address	231 PINE ST, OKANOGAN, WA 98840
Document Number	0003267485
Instrument Date	Sep 26, 2022
Instrument	3267485
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	BAINES TITLE AND ESCROW, BAINES TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$747.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 211, OKANOGAN, WA 98840-0211

Tax Assessment & Valuation

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Municipality	Okanogan City
Unified School District	Okanogan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,125.00 (+109.57%)	$229,000 (+140.29%) Land $7,500 Building $221,500	$229,000 (+140.29%) Land $7,500 Building $221,500
2023	$1,014.00	$95,300 (-) Land $7,500 Building $87,800	$95,300 (-) Land $7,500 Building $87,800
2022		$95,300 Land $7,500 Building $87,800	$95,300 Land $7,500 Building $87,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 40% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OKANOGAN WATER DEPARTMENT serves 3,817 people · EPA ID WA5363200
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Okanogan County PUD.

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