21 Pine Lake Dr, Troy, MO 63379 Property Records

Lincoln County property record for 21 Pine Lake Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,230 sqft · built 2017
Lot Size	1.94 acres (84,506 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Oct 2017)
Tax Bill	$4,264 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-23-000-000-015.002`

Property Details

APN / Parcel Number

Primary APN	`19-60-23-000-000-015.002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,230 sqft Living Area
Basement Area	2,230 sqft
Unfinished Basement	2,230 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	84,506 sqft (1.94 acres)
Garage Type	Mixed
Garage Area	2,025 sqft
Parking Spaces	7 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	21 PINE LAKE DR
City	TROY
State	MO
Zip	63379-3884
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PINE LAKE ESTATES
Legal Range	01W
Legal Township	48N
Legal Section	23
Legal Subdivision	PINE LAKE ESTATES
Legal Lot Number	2
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2001
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 PINE LAKE DR, TROY, MO 63379-3884
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 25, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC
Oct 18, 2017	Correction Deed NOT AVAILABLE, TCLTS
May 9, 2017	Warranty Deed, Construction Loan · Construction Mortgage PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Document Number	201710022
Deed Book / Page	2416 / 539
Prior Transfer Date	Oct 18, 2017
Prior Transfer Doc	02416/0314
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	21 PINE LAKE DR, TROY, MO 63379-3884
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002458/712
Date	Jan 27, 2021
Book Page	2458/712
Instrument	2021001200

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 6, 2036

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 25, 2017
Property Address	21 PINE LAKE DR, TROY, MO 63379-3884
Document Number	02416/0539
Book / Page	2416 / 0539
Map Reference	MB13 PG167
Instrument Date	Oct 25, 2017
Instrument	2017010022
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, TRI COUNTY LAND TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PINE LAKE DR, TROY, MO 63379-3884

Mortgage

Document Number	2017010023
Date	Oct 25, 2017
Instrument	2017010023

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

October 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 18, 2017
Property Address	21 PINE LAKE DR, TROY, MO 63379-3884
Document Number	02416/0314
Book / Page	2416 / 0314
Map Reference	MB3 PG227
Instrument Date	Oct 18, 2017
Instrument	2017009797
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, TCLTS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 N LINCOLN DR, TROY, MO 63379-1354
Investor	Possibly a Property Investor

May 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 9, 2017
Property Address	21 PINE LAKE DR, TROY, MO 63379-3884
Document Number	02410/0680
Book / Page	2410 / 0680
Map Reference	MB13 PG172
Instrument Date	May 5, 2017
Instrument	2017004118
Transaction Type	Construction Loan
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, TRI COUNTY LAND TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 N LINCOLN DR, TROY, MO 63379-1354
Investor	Possibly a Property Investor

Mortgage

Document Number	2017004119
Date	May 9, 2017
Instrument	2017004119

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Feb 5, 2018

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,723 (-) Land $9,215 Building $65,508
2025	$4,264.00 (+2.85%)	$74,723 (+11.67%) Land $9,215 Building $65,508	$393,280 (+11.67%) Land $48,500 Building $344,780
2023	$4,146.00 (+4.83%)	$66,912 Land $7,315 Building $59,597	$352,170 Land $38,500 Building $313,670
2022	$3,955.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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