51 Pine Lake Dr, Troy, MO 63379 Property Records

Lincoln County property record for 51 Pine Lake Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,402 sqft · built 2023
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-23-000-000-015.008`

Property Details

APN / Parcel Number

Primary APN	`19-60-23-000-000-015.008`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,402 sqft Living Area
Basement Area	2,402 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	51 PINE LAKE DR
City	TROY
State	MO
Zip	63379-3884
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 PINE LAKE ESTATES
Legal Range	01W
Legal Township	48N
Legal Section	23
Legal Subdivision	PINE LAKE ESTATES
Legal Lot Number	8
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2001
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 PINE LAKE DR, TROY, MO 63379-3884
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Apr 17, 2023	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC
May 29, 2020	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC
Oct 4, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020
Deed Sale	May 29, 2020
Prior Sale	Oct 4, 2019
Deed Document Number	20205348
Deed Book / Page	2447 / 318
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 2, 2023
Property Address	51 PINE LAKE DR, TROY, MO 63379-3884
Document Number	002494/310
Book / Page	2494 / 310
Map Reference	MB 13 PG 172
Instrument Date	Sep 27, 2023
Instrument	2023007549
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 N LINCOLN DR, TROY, MO 63379-1354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 PINE LAKE DR, TROY, MO 63379-3884

Mortgage

Document Number	2023007550
Date	Oct 2, 2023
Instrument	2023007550

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	51 PINE LAKE DR, TROY, MO 63379-3884
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PARTNER AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002491/106
Date	Jun 8, 2023
Book Page	2491/106
Instrument	2023004299

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 17, 2023
Property Address	51 PINE LAKE DR, TROY, MO 63379-3884
Document Number	002489/603
Book / Page	2489 / 603
Map Reference	MB 13 PG 172
Instrument Date	Apr 14, 2023
Instrument	2023002780
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12390 N HIGHWAY YY, HARRISBURG, MO 65256-9767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 N LINCOLN DR, TROY, MO 63379-1354

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 29, 2020
Property Address	51 PINE LAKE DR, TROY, MO 63379-3884
Document Number	002447/318
Book / Page	2447 / 318
Map Reference	MB 13 PG 172
Instrument Date	May 20, 2020
Instrument	2020005348
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 SCEPTRE DRIVE, FORISTELL, MO 63348

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12390 N HIGHWAY YY, HARRISBURG, MO 65256-9767

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 4, 2019
Property Address	51 PINE LAKE DR, TROY, MO 63379-3884
Document Number	02438/0988
Book / Page	2438 / 0988
Map Reference	MB 13 PG 172
Instrument Date	Oct 1, 2019
Instrument	2019008877
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2124 SAVANNAH CIR, O FALLON, MO 63368-7955

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	525 SCEPTRE RD, FORISTELL, MO 63348

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,140 (-) Land $9,215 Building $61,925
2025	$4,348.00 (+955.34%)	$71,140 (+969.77%) Land $9,215 Building $61,925	$374,420 (+969.77%) Land $48,500 Building $325,920
2023	$412.00 (-0.48%)	$6,650 Land $6,650	$35,000 Land $35,000
2022	$414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Brightspeed Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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