Bergen County and Cresskill Borough property record for 21 Phelps Ave, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,934 sqft · built 1960 |
| Lot Size | 0.227 acres (9,901 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15,978 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit May 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00150-0000-00009 |
| Primary APN | 08-00150-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,934 sqft Living Area |
| 1st Floor Area | 1,934 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Stucco |
| Lot Area | 9,901 sqft (0.227 acres) |
| Lot Dimensions | 110 ft deep x 90 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 198800 |
|---|---|
| Street Address | 21 PHELPS AVE |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 90 X 110 L 10-12 |
| Legal Subdivision | NEWCOMB TERRACE |
| Legal Block | 150 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 8002 |
21 Phelps Ave is owned and occupied by two individuals who acquired it in May 2022.
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 PHELPS AVE, CRESSKILL, NJ 07626-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 5, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage FAIRWAY ASSET CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2022 |
| Deed Sale | May 5, 2022 |
| Prior Sale | Mar 1, 2006 · Amount on File |
| Deed Document Number | 202248678 |
| Deed Book / Page | 4674 / 748 |
| Prior Transfer Date | Feb 23, 2022 |
| Prior Transfer Doc | 0046740748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 21 PHELPS AVE, CRESSKILL, NJ 07626-2524 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 21 PHELPS AVE, CRESSKILL, NJ 07626-2524 |
| Document Number | 0052021908 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 5202/1908 |
| Instrument | 2024017091 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 21 PHELPS AVE, CRESSKILL, NJ 07626-2524 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21 PHELPS AVE, CRESSKILL, NJ 07626-2524 |
| Document Number | 0049951537 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 4995/1537 |
| Instrument | 2023032978 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 3, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 5, 2022 |
| Property Address | 21 PHELPS AVE, CRESSKILL, NJ 07626-2524 |
| Document Number | 0046740748 |
| Book / Page | 4674 / 748 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 2022048678 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 PHELPS AVE, 21, CRESSKILL, NJ 07626-2524 |
| Name | Verified Name |
|---|---|
| Address | 21 PHELPS AVE, CRESSKILL, NJ 07626-2524 |
| Document Number | 2022048679 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 2022048679 |
| Name | FAIRWAY ASSET CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 21 Phelps Ave was $15,978, up 6.6% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $802,200 (+13.92%) Land $480,100 Building $322,100 | $802,200 (+13.92%) Land $480,100 Building $322,100 | |
| 2025 | $15,978.00 (+6.56%) | $704,200 Land $402,100 Building $302,100 | $704,200 Land $402,100 Building $302,100 |
| 2024 | $14,994.00 | ||
| 2023 | $627,500 Land $342,600 Building $284,900 | $627,500 Land $342,600 Building $284,900 | |
| 2022 | $14,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Phelps Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Phelps Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures