11 Phelps Ave, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 11 Phelps Ave, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	1,866 sqft · built 1950
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$438,000 (Dec 2008)
Tax Bill	$13,351 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00150-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`08-00150-0000-00005`
Alternative APNs	`080015000005` `198600`

Interior

Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,866 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	198600
Street Address	11 PHELPS AVE
City	CRESSKILL
State	NJ
Zip	07626-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	L6 50X110 2.1LT
Legal Subdivision	NEWCOMB TERRACE
Legal Block	150
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	2
Census Block	2020
Census Tract	8002

Owner

11 Phelps Ave is owned and occupied by two individuals who bought it in December 2008.

Source: Bergen County and Cresskill Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 PHELPS AVE, CRESSKILL, NJ 07626-2524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2008 · Amount on File
Deed Sale	Dec 16, 2008 · Amount on File
Deed Document Number	2008107149
Deed Book / Page	9654 / 313
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	11 PHELPS AVE, CRESSKILL, NJ 07626-2524
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037221125
Date	Sep 22, 2020
Book Page	3722/1125
Instrument	2020090298

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 11 Phelps Ave was $13,351 with a veteran's exemption, up 8.6% from the year before.

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$676,100 (+14.9%) Land $399,000 Building $277,100	$676,100 (+14.9%) Land $399,000 Building $277,100
2025	$13,351.00 (+8.6%) Veteran's exemption	$588,400 Land $330,000 Building $258,400	$588,400 Land $330,000 Building $258,400
2024	$12,294.00
2023		$520,700 Land $279,500 Building $241,200	$520,700 Land $279,500 Building $241,200
2022	$11,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Phelps Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Phelps Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20