21 Pearl Rd, Boxford, MA 01921 Property Records

Essex County and Boxford Town property record for 21 Pearl Rd, Boxford, MA 01921

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,959 sqft · built 1990
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Last Sale	$692,000 (Jul 2019)
Tax Bill	$13,174 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOXF M:010 B:002 L:052`

Property Details

APN / Parcel Number

Primary APN	`BOXF M:010 B:002 L:052`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,959 sqft Living Area
Gross Area	6,392 sqft
Basement Area	1,469 sqft
Unfinished Basement	1,469 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	21 PEARL RD
City	BOXFORD
State	MA
Zip	01921-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	WEST PARISH
Legal Block	2
Legal Lot Number	52
Jurisdiction	BOXFORD MA
Township / Civil Division	BOXFORD
Census Block Group	4
Census Block	4025
Census Tract	213100

Owner

Source: Essex County and Boxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 PEARL RD, BOXFORD, MA 01921-1204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 16, 2019	Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Jul 29, 2004 · Amount on Record
Deed Document Number	20193700
Deed Book / Page	37669 / 599
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	21 PEARL RD, BOXFORD, MA 01921-1204
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039992-312
Date	Jun 18, 2021
Book Page	39992/312
Instrument	20210618000450

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	21 PEARL RD, BOXFORD, MA 01921-1204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39114-129
Date	Oct 28, 2020
Book Page	39114/129
Instrument	20201028006320

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOXFORD MA
Recording Date	Jul 16, 2019
Property Address	21 PEARL RD, BOXFORD, MA 01921-1204
Document Number	37669-599
Book / Page	37669 / 599
Instrument Date	Jul 16, 2019
Instrument	20190716003700
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PEARL RD, BOXFORD, MA 01921-1204

Mortgage

Document Number	190716003710
Date	Jul 16, 2019
Instrument	190716003710

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Boxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Boxford Town
Elementary School District	Boxford School District (PK - 06)
Secondary School District	Masconomet School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,174.00 (+5.53%)	$973,000 (+4.83%) Land $462,000 Building $511,000	$1,092,025 (-3.71%)
2025	$12,484.00 (+0.86%)	$928,200 (-2.13%) Land $440,000 Building $488,200	$1,134,110
2024	$12,377.00 (+6.87%)	$948,400 (+13.34%) Land $440,000 Building $508,400
2023	$11,581.00	$836,800 Land $393,000 Building $443,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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