12 Pearl Rd, Boxford, MA 01921 Property Records

Essex County and Boxford Town property record for 12 Pearl Rd, Boxford, MA 01921

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,924 sqft · built 1986
Lot Size	6.6 acres (287,496 sqft)
Owner	Individual Name on Record
Last Sale	$915,000 (Sep 2019)
Tax Bill	$20,053 (2026)
Deeds & Mortgages	May 2021 Refinance Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOXF M:013 B:002 L:028`

Property Details

APN / Parcel Number

Primary APN	`BOXF M:013 B:002 L:028`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,924 sqft Living Area
Gross Area	8,817 sqft
Basement Area	1,881 sqft
Unfinished Basement	1,881 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	287,496 sqft (6.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 PEARL RD
City	BOXFORD
State	MA
Zip	01921-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	2
Legal Lot Number	28
Jurisdiction	BOXFORD MA
Township / Civil Division	BOXFORD
Census Block Group	4
Census Block	4025
Census Tract	213100

Owner

Source: Essex County and Boxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 PEARL RD, BOXFORD, MA 01921-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 16, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	20193380
Deed Book / Page	37844 / 390
Prior Transfer Date	Sep 9, 2019
Prior Transfer Doc	37844-390
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	12 PEARL RD, BOXFORD, MA 01921-1203
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39882-27
Date	May 17, 2021
Book Page	39882/27
Instrument	20210517001460

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOXFORD MA
Recording Date	Sep 16, 2019
Property Address	12 PEARL RD, BOXFORD, MA 01921-1203
Document Number	37844-390
Book / Page	37844 / 390
Instrument Date	Sep 9, 2019
Instrument	20190916003380
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PEARL RD, BOXFORD, MA 01921-1203

Mortgage

Document Number	190916003390
Date	Sep 16, 2019
Instrument	190916003390

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2029

Tax Assessment & Valuation

Source: Essex County and Boxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Boxford Town
Elementary School District	Boxford School District (PK - 06)
Secondary School District	Masconomet School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,053.00 (+6.46%)	$1,481,000 (+5.75%) Land $492,200 Building $988,800	$1,490,251 (+14.62%)
2025	$18,837.00 (+9.32%)	$1,400,500 (+6.07%) Land $468,900 Building $931,600	$1,300,170
2024	$17,231.00 (+5.07%)	$1,320,400 (+11.44%) Land $468,900 Building $851,500
2023	$16,399.00	$1,184,900 Land $419,300 Building $765,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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