21 Orcutt Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 21 Orcutt Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,980 sqft · built 1963
Lot Size	0.2 acres (8,703 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Apr 2025)
Tax Bill	$6,493 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-F B:0003 L:0006`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-F B:0003 L:0006`
Alternative APNs	`M:007=F B:0003 L:0006` `7124025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft
Unfinished Basement	220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,703 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7124025
Street Address	21 ORCUTT AVE
City	SAUGUS
State	MA
Zip	01906-2461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	3
Legal Lot Number	6
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2002
Census Tract	208200

Owner

21 Orcutt Ave is owned and occupied by two individuals who bought it in April 2025.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 ORCUTT AVE, SAUGUS, MA 01906-2461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage MSA MTG
Jan 8, 2019	Quit Claim Deed, Transfer · Conventional Mortgage MSA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on File
Deed Sale	Apr 24, 2025 · Amount on File
Prior Sale	Jan 8, 2019 · Amount on File
Record Updated	Oct 29, 2026

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 24, 2025
Property Address	21 ORCUTT AVE, SAUGUS, MA 01906-2461
Document Number	0000658207
Instrument Date	Apr 24, 2025
Instrument	658207
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 ORCUTT AVE, SAUGUS, MA 01906-2461

Mortgage

Document Number	0000658208
Date	Apr 24, 2025
Instrument	658208

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	21 ORCUTT AVE, SAUGUS, MA 01906-2461
Document Number	0000601675
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ORCUTT AVE SAUGUS MA 019062461, SAUGUS, MA 01906-2461

Mortgage

Document Number	0000601675
Date	May 3, 2019
Instrument	601675

Lender

Name	MSA MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 8, 2019
Property Address	21 ORCUTT AVE, SAUGUS, MA 01906-2461
Document Number	0000598875
Instrument Date	Jan 4, 2019
Instrument	598875
Transaction Type	Transfer
Record Updated	Jan 30, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,915.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 ORCUTT AVE SAUGUS MA 019062461, SAUGUS, MA 01906-2461

Mortgage

Document Number	598876
Date	Jan 8, 2019
Instrument	598876

Lender

Name	MSA MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 21 Orcutt Ave was $6,493, up 4.4% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,493.00 (+4.42%)	$623,100 (+7.03%) Land $341,500 Building $281,600	$707,133 (+10.78%)
2025	$6,218.00 (+4.54%)	$582,200 (+4.24%) Land $310,500 Building $271,700	$638,305
2024	$5,948.00 (+3.01%)	$558,500 (+8.91%) Land $292,700 Building $265,800
2023	$5,774.00	$512,800 Land $257,200 Building $255,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Orcutt Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Orcutt Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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