12 Orcutt Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 12 Orcutt Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 984 sqft · built 1977
Lot Size	0.122 acres (5,332 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (Mar 2024)
Tax Bill	$7,092 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-F B:0011 L:0021`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-F B:0011 L:0021`
Alternative APNs	`M:007=F B:0011 L:0021` `1229033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	1,988 sqft
1st Floor Area	984 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	5,332 sqft (0.122 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1229033
Street Address	12 ORCUTT AVE
City	SAUGUS
State	MA
Zip	01906-2462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	11
Legal Lot Number	21
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2003
Census Tract	208200

Owner

12 Orcutt Ave is owned and occupied by an individual who bought it in March 2024.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 ORCUTT AVE, SAUGUS, MA 01906-2462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage SIMPLEX LENDING LLC
Apr 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Mar 14, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP
Jun 12, 2023	Foreclosure · Commercial Mortgage EVERETT COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2024 · Amount on File
Deed Sale	Mar 14, 2024 · Amount on File
Prior Sale	Jun 12, 2023 · Amount on File
Deed Document Number	20241910
Deed Book / Page	42023 / 355
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	12 ORCUTT AVE, SAUGUS, MA 01906-2462
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043293-316
Date	Mar 26, 2026
Book Page	43293/316
Instrument	20260326000630

Lender

Name	SIMPLEX LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	12 ORCUTT AVE, SAUGUS, MA 01906-2462
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	042681-224
Date	Apr 25, 2025
Book Page	42681/224
Instrument	20250425001600

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 14, 2024
Property Address	12 ORCUTT AVE, SAUGUS, MA 01906-2462
Document Number	042023-355
Book / Page	42023 / 355
Instrument Date	Mar 14, 2024
Instrument	20240314001910
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ORCUTT AVE, SAUGUS, MA 01906-2462

Mortgage

Document Number	240314001920
Date	Mar 14, 2024
Instrument	240314001920

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	SAUGUS MA
Recording Date	Jun 12, 2023
Property Address	12 ORCUTT AVE, SAUGUS, MA 01906-2462
Document Number	0041608-99
Book / Page	41608 / 99
Instrument Date	Jun 9, 2023
Instrument	20230612002030
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 WATER ST, WAKEFIELD, MA 01880-3542

Mortgage

Document Number	230612002060
Date	Jun 12, 2023
Instrument	230612002060

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12 Orcutt Ave was $7,092, up 23.6% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,092.00 (+23.6%)	$680,600 (+26.67%) Land $328,500 Building $352,100	$679,416 (-4.9%)
2025	$5,738.00 (+19.52%)	$537,300 (+19.19%) Land $298,700 Building $238,600	$714,400
2024	$4,801.00 (+3.78%)	$450,800 (+9.74%) Land $281,600 Building $169,200
2023	$4,626.00	$410,800 Land $247,500 Building $163,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Orcutt Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Orcutt Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Orcutt Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures