Passaic County and Wayne Township property record for 21 Oakley Way, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,382 sqft · built 1953 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $412,000 (Jan 2021) |
| Tax Bill | $9,891 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01206-0000-00018 |
| Primary APN | 14-01206-0000-00018 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,382 sqft Living Area |
|---|
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Lot Area | 11,500 sqft (0.264 acres) |
| Old Parcel Number | 1400189S00018 |
|---|---|
| Street Address | 21 OAKLEY WAY |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | MACDONALD ACRES |
| Legal Block | 1206 |
| Legal Lot Number | 18 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 246104 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 OAKLEY WAY, WAYNE, NJ 07470-3013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP |
| Sep 17, 2021 | Deed of Trust, Mortgage · VA Mortgage OCMBC INC |
| Jan 20, 2021 | Deed, Transfer · VA Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on Record |
| Deed Sale | Jan 20, 2021 · Amount on Record |
| Deed Document Number | 20215108 |
| Deed Book / Page | 3953 / 29 |
| Prior Transfer Date | Sep 11, 2018 |
| Prior Transfer Doc | 0000047720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 20, 2026 |
| Property Address | 21 OAKLEY WAY, WAYNE, NJ 07470-3013 |
| Document Number | 0000017256 |
| Book / Page | 19949 / 200 |
| Instrument Date | May 13, 2026 |
| Instrument | 202617256 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 21 OAKLEY WAY, WAYNE, NJ 07470-3013 |
| Document Number | 0000017256, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 19949/200 |
| Instrument | 202617256 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 8, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 21 OAKLEY WAY, WAYNE, NJ 07470-3013 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007225 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | M19816/178 |
| Instrument | 2026007225 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 6, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 21 OAKLEY WAY, WAYNE, NJ 07470-3013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | NOBLE TITLE, NOBLE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000059304 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | M17447/217 |
| Instrument | 2021059304 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 20, 2021 |
| Property Address | 21 OAKLEY WAY, WAYNE, NJ 07470-3013 |
| Document Number | 0000005108 |
| Book / Page | D3953 / 29 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2021005108 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | HERITAGE ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 GARFIELD RD, 27, WAYNE, NJ 07470-6450 |
| Name | Verified Name |
|---|---|
| Address | 21 OAKLEY WAY, WAYNE, NJ 07470-3013 |
| Document Number | 0000005109 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | M16763/55 |
| Instrument | 2021005109 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,900 (-) Land $105,600 Building $59,300 | $164,900 (-) Land $105,600 Building $59,300 | |
| 2025 | $9,891.00 (+0.88%) | $164,900 (-) Land $105,600 Building $59,300 | $164,900 (-) Land $105,600 Building $59,300 |
| 2024 | $9,805.00 (+5.17%) | ||
| 2023 | $164,900 Land $105,600 Building $59,300 | $164,900 Land $105,600 Building $59,300 | |
| 2022 | $9,323.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2021–2023) |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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