21 Neils Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 21 Neils Point Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,560 sqft · built 1995
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,587 (2025)
Deeds & Mortgages	Aug 2018 Sale Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`HARP M:006 L:116`

Property Details

APN / Parcel Number

Primary APN	`HARP M:006 L:116`
Alternative APN	`303`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
Gross Area	6,141 sqft
1st Floor Area	1,840 sqft
Basement Area	1,840 sqft
Unfinished Basement	1,840 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	126,324 sqft (2.9 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	303
Street Address	21 NEILS POINT RD
City	HARPSWELL
State	ME
Zip	04079-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IN
Legal Lot Number	116
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2010
Census Tract	17101

Owner

21 Neils Point Rd is owned and occupied by two individuals who acquired it in August 2018.

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 NEILS POINT RD, HARPSWELL, ME 04079-2930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Warranty Deed, Transfer
Jun 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018
Deed Sale	Aug 8, 2018
Prior Sale	Jun 1, 2018
Deed Document Number	201838935
Deed Book / Page	35054 / 109
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Aug 8, 2018
Property Address	21 NEILS POINT RD, HARPSWELL, ME 04079-2930
Document Number	0350540109
Book / Page	035054 / 000109
Instrument Date	Jul 30, 2018
Instrument	38935
Transaction Type	Transfer
Record Updated	Aug 24, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	351 LONG POINT RD HARPSWELL ME 040793908, HARPSWELL, ME 04079-3908

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Jun 1, 2018
Property Address	21 NEILS POINT RD, HARPSWELL, ME 04079-2930
Document Number	0348800001
Book / Page	034880 / 000001
Instrument Date	May 25, 2018
Instrument	24683
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	126 SKASSEN LN HARPSWELL ME 040793032, HARPSWELL, ME 04079-3032

Tax Assessment & Valuation

The 2025 property tax bill for 21 Neils Point Rd was $3,587, up 4.7% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,587.00 (+4.73%)	$538,600 (-) Land $89,200 Building $449,400
2024	$3,425.00 (+5.32%)	$538,600 (+1.03%) Land $89,200 Building $449,400
2023	$3,252.00 (+3.4%)	$533,100 (-) Land $89,200 Building $443,900
2022	$3,145.00	$533,100 Land $89,200 Building $443,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Neils Point Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Neils Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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