165 Neils Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 165 Neils Point Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1974
Lot Size	6.4 acres (278,784 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,121 (2025)
Deeds & Mortgages	May 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`HARP M:007 L:041`

Property Details

APN / Parcel Number

Primary APN	`HARP M:007 L:041`
Alternative APN	`328`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	1,008 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	278,784 sqft (6.4 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	328
Street Address	165 NEILS POINT RD
City	HARPSWELL
State	ME
Zip	04079-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CF
Legal Lot Number	41
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2010
Census Tract	17101

Owner

165 Neils Point Rd is held in a trust since April 2024.

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	249 KEAY RD, SABATTUS, ME 04280-4924
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 24, 2024
Transfer Doc	0407350336
Record Updated	Sep 20, 2026

May 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HARPSWELL ME
Recording Date	May 6, 2024
Property Address	165 NEILS POINT RD, HARPSWELL, ME 04079-2933
Document Number	0407350336
Book / Page	40735 / 336
Instrument Date	Apr 24, 2024
Instrument	14580
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 KEAY RD, SABATTUS, ME 04280-4924

Tax Assessment & Valuation

The 2025 property tax bill for 165 Neils Point Rd was $6,121, up 4.7% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,121.00 (+4.72%)	$919,100 (-) Land $691,000 Building $228,100
2024	$5,845.00 (+4.24%)	$919,100 (-) Land $691,000 Building $228,100
2023	$5,607.00 (+3.39%)	$919,100 (-) Land $691,000 Building $228,100
2022	$5,423.00	$919,100 Land $691,000 Building $228,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 165 Neils Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Neils Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20