21 N Wisner St, Frederick, MD 21701 Property Records

Frederick County property record for 21 N Wisner St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1 ba · 962 sqft · built 1910
Lot Size	0.028 acres (1,260 sqft)
Owner	Individual on Record
Last Sale	$300,000 (Oct 2023)
Tax Bill	$3,452 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-111616`

Property Details

APN / Parcel Number

Primary APN	`02-111616`
Alternative APNs	`2111616` `111616`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	962 sqft Total Area
1st Floor Area	481 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Metal
Lot Area	1,260 sqft (0.028 acres)
Lot Dimensions	45 ft deep x 28 ft wide
Porch	Open Porch
Porch Area	39 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	111616
Old Parcel Number	2111616
Street Address	21 N WISNER ST
City	FREDERICK
State	MD
Zip	21701-5623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	LT #21 28 X 45 21 N. WISNER ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	21
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2015
Census Tract	750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	21 N WISNER ST, FREDERICK, MD 21701-5623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	May 15, 2002 · Amount on Record
Deed Document Number	0016647385
Deed Book / Page	16647 / 385
Record Updated	Jun 7, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 26, 2023
Property Address	21 N WISNER ST, FREDERICK, MD 21701-5623
Document Number	0166470385
Book / Page	16647 / 385
Instrument Date	Oct 12, 2023
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	21 N WISNER ST, FREDERICK, MD 21701-5623

Mortgage

Document Number	0016647393
Date	Oct 26, 2023
Instrument	16647/393

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0166470413
Date	Oct 26, 2023
Book Page	16647/413

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,452.00	$187,133	$214,800 Land $105,000 Building $109,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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