18 N Wisner St, Frederick, MD 21701 Property Records

Frederick County property record for 18 N Wisner St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 1,728 sqft · built 1900
Lot Size	0.128 acres (5,600 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Mar 2021)
Tax Bill	$8,929 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-018144`

Property Details

APN / Parcel Number

Primary APN	`02-018144`
Alternative APNs	`2018144` `018144`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,728 sqft Total Area
1st Floor Area	888 sqft
Attic Area	450 sqft

Exterior

Year Built	Built 1900
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Metal
Lot Area	5,600 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Pool Area	220 sqft
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018144
Old Parcel Number	2018144
Street Address	18 N WISNER ST
City	FREDERICK
State	MD
Zip	21701-5624
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 40 X 140 18 N. WISNER ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	18
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2018
Census Tract	772200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	18 N WISNER ST, FREDERICK, MD 21701-5624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Special Warranty Deed, Transfer · VA Mortgage USAA FSB
Feb 22, 2018	Deed, Transfer · Stand-Alone First Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Feb 22, 2018 · Amount on Record
Deed Document Number	0014609431
Deed Book / Page	14609 / 431
Record Updated	Jun 7, 2026

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 1, 2021
Property Address	18 N WISNER ST, FREDERICK, MD 21701-5624
Document Number	0146090431
Book / Page	14609 / 431
Instrument Date	Jul 6, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$2,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 SPRINGS AVE, 144, GETTYSBURG, PA 17325-1726

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 N WISNER ST, FREDERICK, MD 21701-5624
Investor	Possibly a Property Investor

Mortgage

Document Number	14609438
Date	Mar 1, 2021
Instrument	14609/438

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 1, 2050

Mortgage

Document Number	0146430193
Date	Mar 10, 2021
Book Page	14643/193

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 1, 2050

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 22, 2018
Property Address	18 N WISNER ST, FREDERICK, MD 21701-5624
Document Number	0122870441
Book / Page	12287 / 0441
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 N WISNER ST, FREDERICK, MD 21701-5624

Mortgage

Document Number	0012287448
Date	Feb 22, 2018
Instrument	12287/448

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,929.00	$491,800	$553,400 Land $128,000 Building $425,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1982–1996)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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