21 N Wavy Oak Cir, Spring, TX 77381 Property Records

Montgomery County property record for 21 N Wavy Oak Cir, Spring, TX 77381

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,330 sqft · built 1981
Lot Size0.129 acres (5,615 sqft)
OwnerIndividual Name on Record
Last Sale$395,690 (Aug 2026)
Tax Bill$977 (2025)
Deeds & MortgagesAug 2026 Mortgage
Mar 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN9726-07-21000

Property Details

APN / Parcel Number

Primary APN9726-07-21000
Alternative APN
  • R193224

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,330 sqft Living Area
Gross Area1,710 sqft
1st Floor Area1,330 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area5,615 sqft (0.129 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address21 N WAVY OAK CIR
CitySPRING
StateTX
Zip77381-2847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionS972607 - WDLNDS VIL PANTHER CK 07, BLOCK 9, LOT 17
Legal SubdivisionWDLNDS VIL PANTHER CK 07
Legal Block9
Legal Lot Number17
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1002
Census Tract691302

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2621 GREEN RIVER RD, CORONA, CA 92882-7433
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 31, 2026Deed of Trust, Mortgage · Stand-Alone First Mortgage
KILEE NORTHRUP
Mar 12, 2026Deed of Trust, Mortgage · Stand-Alone First Mortgage
CASA FINANCE GROUP LLC
Dec 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
TEXAS PREMIER MORTGAGE INC
Jul 13, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2026 · Amount on Record
Deed SaleAug 14, 2026 · Amount on Record
Prior SaleMar 12, 2026 · Amount on Record
Deed Document Number202687255
Prior Transfer DateJan 28, 2015
Prior Transfer Doc0000007975
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY TX
Recording DateAug 14, 2026
Property Address21 N WAVY OAK CIR, SPRING, TX 77381-2847
Document Number0000087255
Instrument DateAug 12, 2026
Instrument202687255
Transaction TypeTransfer
Record UpdatedAug 26, 2026
Title CompanyPATTEN TITLE COMPANY, PATTEN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2621 GREEN RIVER RD, CORONA, CA 92882-7433

Mortgage

Document Number0000087256,
DateAug 14, 2026
Instrument202687256
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address21 N WAVY OAK CIR, SPRING, TX 77381-2847
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 N WAVY OAK CIR, THE WOODLANDS, TX 77381-2847

Mortgage

Document Number0000031576
DateMar 31, 2026
Instrument2026031576
Lender
NameKILEE NORTHRUP
TypePrivate Party
Address4311 MOUNTAIN PEAK WAY, KINGWOOD, TX 77345
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term25 Months
DueApr 1, 2028

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address21 N WAVY OAK CIR, SPRING, TX 77381-2847
Transaction TypeMortgage
Record UpdatedMar 30, 2026
Title CompanyOLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5900 BLACK GUM DR, HOUSTON, TX 77092

Mortgage

Document Number0000023919
DateMar 12, 2026
Instrument2026023919
Lender
NameCASA FINANCE GROUP LLC
AddressBOCA RATON, FL 33487
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address21 N WAVY OAK CIR, SPRING, TX 77381-2847
Transaction TypeMortgage
Record UpdatedOct 24, 2023
Title CompanyNOT AVAILABLE, TEXAS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000169697
DateDec 9, 2021
Instrument2021169697
Lender
NameTEXAS PREMIER MORTGAGE INC
TypeMortgage Company
AddressHUNTSVILLE, TX 77320
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY TX
Recording DateJul 13, 2018
Property Address21 N WAVY OAK CIR, THE WOODLANDS, TX 77381-2847
Document Number0000067218
Instrument DateJul 9, 2018
Instrument67218
Transaction TypeTransfer
Record UpdatedAug 1, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6011 CONNECTION DR IRVING TX 750392607, IRVING, TX 75039-2607

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,270 (+1%)$228,792 (-7.98%) Land $40,000 Building $188,792
2025$977.00 (-4.31%) Homeowner's exemption Senior Citizen's exemption$205,700 (+1%)$248,635 (+10.5%) Land $40,000 Building $208,635
2024$1,021.00 (+4.08%) Homeowner's exemption Senior Citizen's exemption$187,000 (-9.19%) Land $40,000 Building $185,000$225,000 (+7.85%) Land $40,000 Building $185,000
2023$981.00 Homeowner's exemption$205,920 Land $40,000 Building $168,620$208,620 Land $40,000 Building $168,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims134 (1978–2019)
Claims Outside the SFHA94 of 134
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 29 claims
  • Severe Storms And Flooding, Jun 2016 · 24 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 7
serves 12,528 people · EPA ID TX1700169
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Wavy Oak Cir

Nearby Streets

Search Property Records by Address or Parcel Number