20 N Wavy Oak Cir, Spring, TX 77381 Property Records

Montgomery County property record for 20 N Wavy Oak Cir, Spring, TX 77381

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,139 sqft · built 1982
Lot Size	0.137 acres (5,960 sqft)
Owner	Individual Name on File
Tax Bill	$4,358 (2025)
Deeds & Mortgages	Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`9726-07-16700`

Property Details

APN / Parcel Number

Primary APN	`9726-07-16700`
Alternative APN	`R193181`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,139 sqft Living Area
Gross Area	1,513 sqft
1st Floor Area	1,139 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,960 sqft (0.137 acres)
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	18 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 N WAVY OAK CIR
City	SPRING
State	TX
Zip	77381-2848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WDLNDS VIL PANTHER CK 07, BLOCK 8, LOT 5
Legal Subdivision	WDLNDS VIL PANTHER CK 07
Legal Block	8
Legal Lot Number	5
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1005
Census Tract	691302

Owner

20 N Wavy Oak Cir is owned by an individual who acquired it in October 2017.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	31 PLEASURE COVE DR, SPRING, TX 77381-3318
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2017
Deed Sale	Oct 4, 2017
Prior Sale	Aug 28, 2000 · Amount on File
Deed Document Number	201790122
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 4, 2017
Property Address	20 N WAVY OAK CIR, SPRING, TX 77381-2848
Document Number	0000090122
Instrument Date	Oct 3, 2017
Instrument	90122
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 PLEASURE COVE DR THE WOODLANDS TX 77380, THE WOODLANDS, TX 77380

Tax Assessment & Valuation

The 2025 property tax bill for 20 N Wavy Oak Cir was $4,358, down 1.9% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,671 (-5.75%) Land $40,000 Building $193,671	$233,671 (-5.75%) Land $40,000 Building $193,671
2025	$4,358.00 (-1.87%)	$247,929 (-1.31%) Land $40,000 Building $207,929	$247,929 (-6.66%) Land $40,000 Building $207,929
2024	$4,441.00 (+27.76%)	$251,208 (+2%) Land $40,000 Building $225,622	$265,622 (+26.89%) Land $40,000 Building $225,622
2023	$3,476.00	$209,340 Land $40,000 Building $169,340	$209,340 Land $40,000 Building $169,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 N Wavy Oak Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	134 (1978–2019)
Claims Outside the SFHA	94 of 134
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 29 claims Severe Storms And Flooding, Jun 2016 · 24 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 N Wavy Oak Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 7 serves 12,528 people · EPA ID TX1700169
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Wavy Oak Cir

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