Kane County property record for 21 N Edison Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,605 sqft · built 1933 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Dec 2025) |
| Tax Bill | $5,480 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-428-009 |
| Primary APN | 06-15-428-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 5 Stories |
| Building Area | 1,605 sqft Living Area |
| Gross Area | 2,675 sqft |
| Basement Area | 1,070 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Exterior Material | Brick |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 21 N EDISON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 IN BLK 4 OF WASHINGTON HEIGHTS ADD TO ELGIN |
| Legal Subdivision | 4 OF WASHINGTON HEIGHTS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 19 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 851101 |
21 N Edison Ave is owned and occupied by two individuals who bought it in December 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 N EDISON AVE, ELGIN, IL 60123-5233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KANE COUNTY TEACHERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2025 · Amount on File |
| Deed Sale | Dec 1, 2025 · Amount on File |
| Prior Sale | Jul 14, 2009 · Amount on File |
| Deed Document Number | 202547190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 1, 2025 |
| Property Address | 21 N EDISON AVE, ELGIN, IL 60123-5233 |
| Document Number | 0000047190 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025K047190 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 N EDISON AVE, ELGIN, IL 60123-5233 |
| Document Number | 0000047191 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025K047191 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate | 5.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 21 N EDISON AVE, ELGIN, IL 60123-5233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015363 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 2020K015363 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2035 |
The 2025 property tax bill for 21 N Edison Ave was $5,480, up 5.5% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,480.00 (+5.53%) Homeowner's exemption Senior Citizen's exemption | $87,835 (+8.57%) Land $15,540 Building $72,295 | $263,610 (+8.57%) Land $46,639 Building $216,972 |
| 2024 | $5,193.00 Homeowner's exemption | $80,901 Land $14,313 Building $66,588 | $242,800 Land $42,956 Building $199,844 |
| 2022 | $3,905.00 (-2.79%) Homeowner's exemption | $66,644 (+6.96%) Land $11,791 Building $54,853 | $199,932 (+6.96%) Land $35,373 Building $164,559 |
| 2021 | $4,017.00 Homeowner's exemption | $62,308 Land $11,024 Building $51,284 | $186,924 Land $33,072 Building $153,852 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21 N Edison Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21 N Edison Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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