Kane County property record for 20 N Edison Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1917 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $161,500 (May 2017) |
| Tax Bill | $5,011 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-427-020 |
| Primary APN | 06-15-427-020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 20 N EDISON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON HEIGHTS ADDN LOT 9 BLOCK 5 |
| Legal Subdivision | ASHINGTON HEIGHTS ADDN |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 851101 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 N EDISON AVE, ELGIN, IL 60123-5234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Dec 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| May 23, 2017 | Warranty Deed, Transfer · FHA Mortgage SAUK VLY BK&TR |
| Apr 25, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on Record |
| Deed Sale | May 23, 2017 · Amount on Record |
| Prior Sale | Mar 7, 2016 |
| Deed Document Number | 201726087 |
| Prior Transfer Date | Mar 24, 2017 |
| Prior Transfer Doc | 0000020563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 20 N EDISON AVE, ELGIN, IL 60123-5234 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20N EDISON AVE, ELGIN, IL 60123-5234 |
| Document Number | 0000027745 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2023K027745 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 286 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 20 N EDISON AVE, ELGIN, IL 60123-5234 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20 N EDISON AVE, ELGIN, IL 60123-5234 |
| Document Number | 0000091227 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 2021K091227 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 23, 2017 |
| Property Address | 20 N EDISON AVE, ELGIN, IL 60123-5234 |
| Document Number | 0000026087 |
| Instrument Date | May 12, 2017 |
| Instrument | 26087 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Title Company | SATURN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 N EDISON AVE ELGIN IL 601235234, ELGIN, IL 60123-5234 |
| Document Number | 26088 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 26088 |
| Name | SAUK VLY BK&TR |
|---|---|
| Type | Bank |
| Address | STERLING, IL 61081 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 25, 2017 |
| Property Address | 20 N EDISON AVE, ELGIN, IL 60123-5234 |
| Document Number | 0000020563 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 20563 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14N682 TIMBER RIDGE DR ELGIN IL 601244206, ELGIN, IL 60124-4206 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,011.00 (+15.78%) Homeowner's exemption | $73,693 (+8.57%) Land $15,540 Building $58,153 | $221,167 (+8.57%) Land $46,639 Building $174,529 |
| 2024 | $67,876 (+21.39%) Land $14,313 Building $53,563 | $203,709 (+21.44%) Land $42,956 Building $160,753 | |
| 2022 | $4,328.00 (+4.84%) Homeowner's exemption | $55,914 (+6.96%) Land $11,791 Building $44,123 | $167,742 (+6.96%) Land $35,373 Building $132,369 |
| 2021 | $4,128.00 Homeowner's exemption | $52,276 Land $11,024 Building $41,252 | $156,828 Land $33,072 Building $123,756 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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