Carroll County property record for 11 Monroe St, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,056 sqft Total Area |
| Lot Size | 7,920 sqft (0.182 acres) |
| Garage | Detached, 572 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $327,000 (2025) |
| Tax Bill | $4,354.00 (2025) |
| Primary APN | 07-053851 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,056 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,920 sqft (0.182 acres) |
| Depth X Width | 132 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 572 sqft Garage |
| Porch Area | 172 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 053851 |
|---|---|
| Street Address | 11 MONROE ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4511 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 2 - 7920 SF 11 MONROE ST WESTMINSTER |
| Legal Subdivision | WESTMINSTER |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 507601 |
Source: Carroll County records · APN 07-053851
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 MONROE ST, WESTMINSTER, MD 21157-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jan 13, 2020 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Prior Sale | Jan 13, 2020 · Amount on Record |
| Deed Book / Page | 11615 / 97 |
| Prior Transfer Date | May 04, 2012 |
| Prior Transfer Doc | 0069110453 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Nov 13, 2025 |
| Property Address | 11 MONROE ST, WESTMINSTER, MD 21157-4511 |
| Document Number | 0116150097 |
| Book / Page | 11615 / 97 |
| Instrument Date | Oct 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2025 |
| Title Company | UNKNOWN, JUNCTION TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $817.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11 MONROE ST, WESTMINSTER, MD 21157-4511 |
| Document Number | 0011615106 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 11615/106 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 13, 2020 |
| Property Address | 11 MONROE ST, WESTMINSTER, MD 21157-4511 |
| Document Number | 0095350058 |
| Book / Page | 009535 / 000058 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2020 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 MONROE ST WESTMINSTER MD 211574511, WESTMINSTER, MD 21157-4511 |
| Document Number | 95350086 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 009535/000086 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,100 (+10.76%) Land $72,200 Building $214,900 | $287,100 (-) Land $72,200 Building $214,900 | |
| 2025 | $4,354.00 (+26.68%) | $259,200 (+27.43%) | $287,100 (+41.15%) Land $72,200 Building $214,900 |
| 2023 | $3,437.00 | $203,400 Land $72,200 Building $131,200 | $203,400 Land $72,200 Building $131,200 |
11 Monroe St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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